[Promotion] SRSly Retire Smartly: Put Your SRS Savings to Work

Is your SRS working as hard as you are?

Introduced by the Ministry of Finance in 2001, the Supplementary Retirement Scheme (SRS) is a voluntary scheme designed to help you save more for retirement. On top of that, every dollar you contribute is eligible for tax relief, up to S$15,300 a year for Singaporeans and Permanent Residents, and S$35,700 for foreigners.

But here’s the catch: SRS monies that remained uninvested earn an interest rate of 0.05% p.a. That’s barely enough to keep pace with rising costs, let alone grow your nest egg. So why let your savings sit idle?

Put your SRS to work with FSM Global. We’ll help you navigate the smart way to retirement, so your money can work harder for your future.

Promotion: SRSly Retire Smartly: Put Your SRS Savings to Work

Over here at FSM Global, there are 3 ways you can benefit from our ongoing SRS promotions, giving you more reasons and motivation to take the first step!

1. From 2 November 2026 to 29 January 2027, receive up to S$200* worth of FSM Global SGD Cash Account credits when you invest your SRS monies in Unit Trust investments.
2. Prefer to invest your SRS monies into ETFs? Receive up to S$105* worth of FSM Global SGD Cash Account credits when you invest your SRS monies in ETFs from now till 29 January 2027!
3. New to SRS? If you have never invested* using your SRS monies on FSM Global prior to this promotion, receive DOUBLE the bonus when using your SRS monies to invest in Unit Trusts and/or ETFs during the Promotional Period!

*Terms and Conditions apply.

For NEW SRS Investors

If you have never invested* using your SRS monies on FSM Global prior to this promotion, receive DOUBLE the Bonus when using your SRS monies during the Promotional Period!

*No prior transfer-in or buy transaction for SRS on FSM Global.

For Existing SRS Investors

If you have invested^ using your SRS monies on FSM Global prior to this promotion, here are the bonuses you will receive when using SRS monies during the Promotional Period, capped at S$100.

^Have prior transfer-in or buy transaction for SRS on FSM Global.

For example:

Unit Trust

Investment Amount	Cash Account Credits
	Existing SRS Investor	New SRS Investor
S$5,000 - S$9,999	S$10	S$20
S$10,000 – S$19,999	S$20	S$40
S$20,000 – S$49,999	S$30	S$60
S$50,000 – S$99,999	S$60	S$120
> S$100,000	S$100	S$200

For illustration purpose only.

ETF

Investment Amount	Cash Account Credits
	Existing SRS Investors	New SRS Investors
S$10,000 – S$19,999	S$10 + S$5*	S$20 + S$5*
S$20,000 – S$49,999	S$20 + S$5*	S$40 + S$5*
S$50,000 and above	S$50 + S$5*	S$100 + S$5*

For illustration purpose only.

Do note that this promotion is valid for buy transactions using fresh SRS funds only. Switch Buy transactions are not eligible for this promotion.

Additionally, in partnership with iFAST, we are giving you extra $5* cash account credits when you invest at least S$10,000 in aggregate into any iFAST’s ETFs through your SRS account and meet the required Net Investment Amount. This special perk is applicable to both existing and new SRS investors!

*Terms and Conditions apply.

How to invest on FSM Global with your SRS Funds?

To find out which funds are available for investing with your SRS monies, use our Fund Selector and filter by payment method accordingly. On the FSM Global platform, over 1,400 funds are available for investments via SRS.

Alternatively, if you already have a Unit Trust in mind, you can go to its Factsheet. Under “Payment Method” on the right-hand side, you can see if the Unit Trust is included under SRS.

To find out which ETFs are available for investing with your SRS monies, use our ETF Selector and filter by payment method accordingly. On the FSM Global platform, over 100 ETFs are available for investments via SRS, including the four new ones (XBG, JPY, TWD, KOR) recently launched by iFAST!

3 Quick Steps to Kick-start Your SRS Investments:

If this is your first time using your SRS monies to invest on FSM Global, follow these 3 steps to set up your SRS account as your payment mode:

Step 1:

Open an SRS Investment Account with one of the following Agent Banks if you wish to use your SRS monies to invest in Unit Trusts:

• DBS Bank Ltd (DBS) / POSB
• Overseas-Chinese Banking Corporation Ltd (OCBC)
• United Overseas Bank (UOB)

Step 2:

Login to your FSM Global Account and update your SRS details at “Account Settings > Account Update > Bank / CPF / SRS Details”:

• Click on the CPFIS / SRS tab and click on the “ADD CPFIS/SRS NOW” button.
• Click on the “Supplementary Retirement Scheme Account (SRS)” button.
  Select the Agent Bank that you have opened an SRS account with under the “SRS Operator” dropdown list.
• In the “SRS Account No” field, key in the SRS Account number that was given to you by the Agent Bank.

Step 3:

After successfully updating your SRS details, you should be able to select the SRS payment mode when purchasing Unit Trusts.

More about SRS

Incepted by the Ministry of Finance, the Supplementary Retirement Scheme or SRS for short, is a voluntary savings scheme that is part of the Singapore government’s multi-pronged strategy to address financial needs of an ageing population. It aims to encourage and help individuals save more for retirement. The SRS is also designed to complement one’s Central Provident Fund (CPF) savings, and while the latter is a mandatory contribution, SRS encourages individuals to voluntarily make an additional contribution into SRS, helping to power up one’s retirement fund.

With an SRS account, you can also reduce your taxable income by the same amount contributed towards your SRS.

If you are unsure of the amount of tax savings available, you can use this simple SRS calculator from the Inland Revenue Authority of Singapore (IRAS)’s website to calculate how much tax rebates you can enjoy. While planning your SRS contributions, you should also take note of the yearly cap, where Singaporeans and Permanent Residents (PRs) can only make a maximum yearly contribution of S$15,300 while the contribution cap of foreigners stands at S$35,700.

Important Dates to Note

31 December 2026:

SRS contributions made on or before this date during the year will qualify for tax relief in the following Year of Assessment. However, SRS operators may stop accepting SRS contributions prior to this date so do get started early!

2 November 2026 – 29 January 2027:

Our promotion for SRS investors is running during this period (both start and end dates included). Whether you are new or have invested using SRS before on FSM Global, you can benefit from this promotion.

Open an FSM Global Account

Don't have an FSM Global account yet? Why not start one today?

Gain up to $58 dollars when you open an account with us and perform some simple tasks. Click here to open a free account and start investing globally and profitably today.

Call us at +65 6557 2853 or send us an email to clienthelp@fsmglobal.sg if you have encountered any difficulties in getting started.

If you need help or advice constructing a globally diversified portfolio that requires minimal monitoring, feel free to reach out to our friendly and professional advisory team at advisory@fsmglobal.sg.

Promotion Terms and Conditions:

1. This promotion is valid from 2 November 2026 to 29 January 2027, both dates inclusive  (the "Promotional Period"). To be eligible, orders must be placed before 3.00pm on 29 January 2027 for Unit Trust and before the closing time of the exchange for ETF.
2. You must ensure that there are sufficient monies in your SRS account. Payment for the purchase will be requested directly from your SRS agent bank. No cheque issuance is required.
3. This promotion is valid for Buy transactions using SRS funds only. Switch Buy transactions are not eligible for this promotion.
4. A minimum net investment amount of S$5,000 in each SRS eligible fund(s) during the Promotional Period is required to qualify for this promotion.
5. A minimum net investment amount of S$10,000 in each SRS eligible ETF(s) during the Promotional Period is required to qualify for this promotion.
6. The net investment amount can be accumulated over various transactions made during the Promotional Period.
7. Please note that the minimum net investment amount for Funds and ETFs must be made in a single product and cannot be split between multiple products to fulfill the minimum net investment amount.
8. To meet the criteria for “new to SRS”, the account holder must not have had any prior transfer-in or purchase transactions with SRS monies in any investment type.
9. For all SGD or non-SGD funds, the crediting will only be made into SGD Cash Account, capped at a maximum of S$100 (existing SRS account holders) or S$200 (new to SRS) provided the account holder meets the relevant criteria.
10. For ETFs, the crediting will only be made into SGD Cash Account, capped at a maximum of S$50 (existing SRS account holders) or S$100 (new to SRS) provided the account holder meets the relevant criteria.
11. For investments into ETFs managed by iFAST, the crediting will only be made into SGD Cash Account, capped at a maximum of S$55 (existing SRS account holders) or S$105 (new to SRS) provided the account holder meets the relevant criteria.
12. A minimum investment amount is required and depends on the transacted price and quantity of the ETF the client is purchasing.
13. Promotional FSM Global Cash Account credits will be calculated and given on a net cash transaction basis (total cash subscription less total cash redemption) at the end of the promotion. This means that to be eligible for this promotion, the investors will need to hold his/her investment till the end of the Promotional Period, without selling off his/her investment within the same period.
14. CPFIS-OA, CPFIS-SA, and Cash transactions are not eligible for this promotion.
15. Purchases into Funds via our SRS Regular Savings Plan (RSP) is eligible during the Promotional Period, whereas purchases into ETFS via our SRS Regular Savings Plan (RSP) is not eligible for the promotion.
16. The promotion is valid on a single account basis only; two or more FSM Global accounts cannot be combined to be eligible for this promotion.
17. Eligible investors will receive their promotional FSM Global Cash Account credits within 6-8 weeks after the Promotional Period.
18. By participating in this Promotion, the participants agree that they have read, understood and agree to be bound by all Terms and Conditions stated herein. FSM Global reserves the right to amend, vary or withdraw this Promotion or its Terms and Conditions without prior notification.
19. FSM Global reserves the right to claw back any rebates credited if:
• transactions are found to involve artificial manipulation intended to qualify for the Promotion; or
• the client’s account is found to have been used in a manner inconsistent with the intent of the Promotion
20. The decision of FSM Global on all matters relating to the Promotion is final and any appeal will not be entertained by FSM Global.

Disclaimer

Investment products involve risk, including the possible loss of the principal amount invested. Past performance is not indicative of future performance and yields may not be guaranteed.

All materials and contents found in this advertisement are strictly for information purposes only and should not be considered as an offer or solicitation to deal in any capital market products. You should consider carefully if the investment products you are purchasing are suitable for your investment objective, experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of the investment product, please seek advice from a financial adviser, before making a decision to purchase the investment products. Please read our full disclaimer.

While iFAST Financial Pte Ltd and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice.

This advertisement has not been reviewed by the Monetary Authority of Singapore.