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Best Travel Insurance Plans in Singapore

Providers
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Allianz Travel Protect

50% off Single Trip plans

Use Code: AZTSG61  Ends 30 Sep 2026.

via Allianz Insurance's Website

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Allied World Travel Insurance

50% off Singlfe Trip Plans

Ends 12 Sep 2026

via Allied World's Website

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FWD Travel + Pre-existing Medical Conditions

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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FWD Travel Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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Income Enhanced PreX Travel

15% off Enhanced PreX

Ends 8 Sep 2026 0900 hr

via Income Insurance 's Website

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Income Travel

Up to 50% off Single Trip

Ends 8 Sep 2026 0900 hr

via Income Insurance 's Website

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MSIG Travel Easy

Up to 50% off Single Trip

Ends 30 Sep 2026

via MSIG's Website

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MSIG TravelEasy Flex

Up to 50% off Single Trip

Ends 30 Sep 2026

via MSIG's Website

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MSIG TravelEasy Pre-Ex

via MSIG's Website

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QBE Travel Prestige

via QBE's Website

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Sompo Travel

65% off Single Trip

Ends 13 Sep 2026

via Sompo's Website

Medical Expenses incurred Overseas

Up to $2,000,000 (emergency medical treatment)

Medical Expenses incurred Overseas

Up to $500,000

Medical Expenses incurred Overseas

Up to $150,000 for pre-existing medical conditions

Medical Expenses incurred Overseas

Up to $1,000,000

Medical Expenses incurred Overseas

Up to $500,000 for pre-existing medical conditions

Medical Expenses incurred Overseas

Unlimited (Preferred plan)

Medical Expenses incurred Overseas

Up to $1,000,000

Medical Expenses incurred Overseas

Up to $1,000,000

Medical Expenses incurred Overseas

Up to $150,000 for pre-existing medical conditions

Medical Expenses incurred Overseas

Up to $1,000,000

Medical Expenses incurred Overseas

Up to $500,000

Travel Delay benefits

$100 for every six hours delay while overseas, up to $3,000

Travel Delay benefits

$100 for first six hours delay while overseas and $20 for each and every subsequent full hour thereafter. Up to $2,000

Travel Delay benefits

$50 for every three hours delay while overseas (Business & First plans) or $100 for every six hours delay while overseas (Premium plan) for up to $1,500

Travel Delay benefits

$50 for every three hours delay while overseas (Business & First plans) or $100 for every six hours delay while overseas (Premium plan) for up to $1,500

Travel Delay benefits

$100 for every six hours delay while overseas, up to $2,000

Travel Delay benefits

$100 for every six hours delay while overseas, up to $2,000

Travel Delay benefits

$100 for every six hours delay while overseas, up to $1,500

Travel Delay benefits

$60 for every 4 hour delay while overseas, up to $1,200.

Travel Delay benefits

$100 for every six hours delay while overseas, up to $1,500

Travel Delay benefits

Up to $100 for every six hours delay while overseas, up to $1,000

Travel Delay benefits

$100 for every six hours delay while overseas, up to $1,200

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $15,000 (50% co-payment for Pre-Existing conditions)

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $15,000 (Income covers 25% of trip cancellation claims due to pre-existing medical conditions)

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $15,000

Trip Cancellation Benefit

Up to $25,000

Trip Cancellation Benefit

Up to $10,000

Emergency medical evacuation or Repatriation

Up to $1,000,000

Emergency medical evacuation or Repatriation

Unlimited

Emergency medical evacuation or Repatriation

Up to $150,000 for pre-existing conditions

Emergency medical evacuation or Repatriation

Unlimited

Emergency medical evacuation or Repatriation

Unlimited (Capped at up to $500,000 for pre-existing conditions)

Emergency medical evacuation or Repatriation

Up to $500,000 or Unlimited

Emergency medical evacuation or Repatriation

Up to $1,000,000

Emergency medical evacuation or Repatriation

Up to $1,000,000 (Capped at $200,000 for pre-existing conditions)

Emergency medical evacuation or Repatriation

Up to $1,000,000 (Capped at $200,000 for pre-existing conditions)

Emergency medical evacuation or Repatriation

Unlimited (Pre-existing conditions covered)

Emergency medical evacuation or Repatriation

Up to $500,000 or Unlimited (Emergency evacuation) or Up to $150,000 (Repatriation)

Loss or damage of baggage and personal belongings

Up to $10,000

Loss or damage of baggage and personal belongings

Up to $5,000

Loss or damage of baggage and personal belongings

Up to $7,500

Loss or damage of baggage and personal belongings

Up to $7,500

Loss or damage of baggage and personal belongings

Up to $8,000

Loss or damage of baggage and personal belongings

Up to $8,000

Loss or damage of baggage and personal belongings

Up to $7,500

Loss or damage of baggage and personal belongings

Up to $7,500

Loss or damage of baggage and personal belongings

Up to $7,500

Loss or damage of baggage and personal belongings

Up to $6,000

Loss or damage of baggage and personal belongings

Up to $1,000

Key Benefits
  • High overseas emergency medical coverage
  • Up to S$10,000 search and rescue coverage
  • Comprehensive sports activity coverage
  • 24/7 Global Assistance for emergency medical assistance
Key Benefits
  • Be reimbursed for overseas hospitalisation, even for seniors up to 80 years old and children.
  • Passive War coverage.
  • 24-hour FREE worldwide emergency assistance.
  • Includes Covid-19 cover.
  • Protection for a wide range of activities such as scuba diving, trekking, bungee jumping, hang gliding, tandem parachuting and skiing.
  • Unlimited emergency medical evacuation and repatriation coverage.
Key Benefits
  • Protection for common pre-existing medical conditions during travel for Single Trip plans for up to 30 days.
  • Purchase travel insurance up to 365 days in advance.
  • Travel delay benefit pays from 3-hours of continuous delay (Business and First plans only)
  • Automatic policy extension if you’re medically unfit to travel or confined to a hospital overseas due to a pre-existing condition.
Key Benefits
  • Travel delay benefit pays from 3-hours of continuous delay (Business and First plans only)
  • Coverage for delayed, theft of or damage to your baggage
  • Cancel For Any Reason, Pre-existing Medical Conditions coverage available as an optional add-on benefit
  • Unlimited emergency medical evacuation and repatriation
  • Purchase travel insurance up to 365 days in advance.
  • Covid-19 as an optional add-on benefit
Key Benefits
  • Only insurer that allows you to purchase travel insurance up to a day after you have departed from Singapore (Available for Pre-X per-trip plans).
  • Up to $15,000 coverage for overseas transport and accommodation expenses due to pre-existing medical conditions.
  • High pre-existing coverage for overseas medical expenses even for adults above age 70.
  • Purchase travel insurance up to 365 days in advance.
  • In addition to transport expenses and accommodation costs, unused prepaid expenses (such as entertainment tickets) are also covered due to trip cancellation, postponement, disruption and travel agency insolvency.
  • One of the highest limits of up to $500,000 for medical evacuation and repatriation expenses incurred due to pre-existing medical conditions (applicable for adults under and over age 70).
  • Pre-X Travel Insurance available for purchase for as a Single-Trip (up to 60 days) or Yearly policy.
  • Leisure trekking is covered for below 6,000 metres.
  • Complimentary overseas tele-consultation service for policyholder and insureds.
Key Benefits
  • Complimentary overseas tele-consultation service for policyholders and insureds.
  • Covers for adventurous activities such as skiing, bungee jumping, skydiving and more!
  • Only insurer that allows you to purchase travel insurance up to a day after you have departed from Singapore.
  • In addition to transport expenses and accommodation costs, unused prepaid expenses (such as entertainment tickets) are also covered due to trip cancellation, postponement, disruption and travel agency insolvency.
  • Leisure trekking is covered for below 6,000 metres.
  • Purchase travel insurance up to 365 days in advance.
  • Receive cancel for any reason cover with Standard Preferred Travel insurance plan, and Enhanced PreX Prestige plan.
Key Benefits
  • Emergency Medical Evacuation and repatriation
  • Adventurous activity cover for Elite and Premier plan
  • Insolvency of Licensed Travel Operator (Standard, Elite, and Premier plan)
  • Unused entertainment ticket cover for Elite and Premier plan
  • Automatically includes Covid-19 cover
Key Benefits
  • Optional add-ons available: Cancel For Any Reason, Adventurous Activity Cover, Covid-19, Pre-existing medical conditions cover, rental vehicle.
  • Covers for flight delays from 4 hours.
  • Additional 10% discount when you apply as a group of 3 or more.
Key Benefits
  • No upper age limit to get covered with TravelEasy Pre-Ex.
  • Overseas Hospitalisation Expenses cover due to acute onset of pre-existing medical condition with no excess or co-payment required.
  • Only Single-trip plans for up to 30 days of travel are available for TravelEasy Pre-Ex.
  • Pre-existing medical condition coverage (from asthma to cancer or heart conditions as long as your illness is stable and under control).
Key Benefits
  • Access to a 24-hour AAI (Asia Assistance International) helpline
  • Family coverage available with no limit to number of children included.
  • Double indemnity for public conveyance.
  • COVID-19 extensions
  • Unlimited cover for medical emergency evacuation including medically supervised repatriation
  • Pays up to S$6,000 for baggage and personal effects
Key Benefits
  • First insurer to cover rental vehicle windscreen and tyres
  • Complimentary airport lounge access when your flight is delayed for 60 minutes or more with Sompo SmartDelay.
  • Cashless outpatient service while travelling in Japan
  • Expanded coverage for Common Recreational Activities
  • Highest rental vehicle excess cover of up to S$3,000
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Allianz Travel Protect

50% off Single Trip plans

Use Code: AZTSG61  Ends 30 Sep 2026.

via Allianz Insurance's Website

Medical Expenses incurred Overseas

Up to $2,000,000 (emergency medical treatment)

Travel Delay benefits

$100 for every six hours delay while overseas, up to $3,000

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Up to $1,000,000

Loss or damage of baggage and personal belongings

Up to $10,000

Key Benefits
  • High overseas emergency medical coverage
  • Up to S$10,000 search and rescue coverage
  • Comprehensive sports activity coverage
  • 24/7 Global Assistance for emergency medical assistance
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Allied World Travel Insurance

50% off Singlfe Trip Plans

Ends 12 Sep 2026

via Allied World's Website

Medical Expenses incurred Overseas

Up to $500,000

Travel Delay benefits

$100 for first six hours delay while overseas and $20 for each and every subsequent full hour thereafter. Up to $2,000

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Unlimited

Loss or damage of baggage and personal belongings

Up to $5,000

Key Benefits
  • Be reimbursed for overseas hospitalisation, even for seniors up to 80 years old and children.
  • Passive War coverage.
  • 24-hour FREE worldwide emergency assistance.
  • Includes Covid-19 cover.
  • Protection for a wide range of activities such as scuba diving, trekking, bungee jumping, hang gliding, tandem parachuting and skiing.
  • Unlimited emergency medical evacuation and repatriation coverage.
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FWD Travel + Pre-existing Medical Conditions

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Medical Expenses incurred Overseas

Up to $150,000 for pre-existing medical conditions

Travel Delay benefits

$50 for every three hours delay while overseas (Business & First plans) or $100 for every six hours delay while overseas (Premium plan) for up to $1,500

Trip Cancellation Benefit

Up to $15,000 (50% co-payment for Pre-Existing conditions)

Emergency medical evacuation or Repatriation

Up to $150,000 for pre-existing conditions

Loss or damage of baggage and personal belongings

Up to $7,500

Key Benefits
  • Protection for common pre-existing medical conditions during travel for Single Trip plans for up to 30 days.
  • Purchase travel insurance up to 365 days in advance.
  • Travel delay benefit pays from 3-hours of continuous delay (Business and First plans only)
  • Automatic policy extension if you’re medically unfit to travel or confined to a hospital overseas due to a pre-existing condition.
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FWD Travel Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Medical Expenses incurred Overseas

Up to $1,000,000

Travel Delay benefits

$50 for every three hours delay while overseas (Business & First plans) or $100 for every six hours delay while overseas (Premium plan) for up to $1,500

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Unlimited

Loss or damage of baggage and personal belongings

Up to $7,500

Key Benefits
  • Travel delay benefit pays from 3-hours of continuous delay (Business and First plans only)
  • Coverage for delayed, theft of or damage to your baggage
  • Cancel For Any Reason, Pre-existing Medical Conditions coverage available as an optional add-on benefit
  • Unlimited emergency medical evacuation and repatriation
  • Purchase travel insurance up to 365 days in advance.
  • Covid-19 as an optional add-on benefit
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Income Enhanced PreX Travel

15% off Enhanced PreX

Ends 8 Sep 2026 0900 hr

via Income Insurance 's Website

Medical Expenses incurred Overseas

Up to $500,000 for pre-existing medical conditions

Travel Delay benefits

$100 for every six hours delay while overseas, up to $2,000

Trip Cancellation Benefit

Up to $15,000 (Income covers 25% of trip cancellation claims due to pre-existing medical conditions)

Emergency medical evacuation or Repatriation

Unlimited (Capped at up to $500,000 for pre-existing conditions)

Loss or damage of baggage and personal belongings

Up to $8,000

Key Benefits
  • Only insurer that allows you to purchase travel insurance up to a day after you have departed from Singapore (Available for Pre-X per-trip plans).
  • Up to $15,000 coverage for overseas transport and accommodation expenses due to pre-existing medical conditions.
  • High pre-existing coverage for overseas medical expenses even for adults above age 70.
  • Purchase travel insurance up to 365 days in advance.
  • In addition to transport expenses and accommodation costs, unused prepaid expenses (such as entertainment tickets) are also covered due to trip cancellation, postponement, disruption and travel agency insolvency.
  • One of the highest limits of up to $500,000 for medical evacuation and repatriation expenses incurred due to pre-existing medical conditions (applicable for adults under and over age 70).
  • Pre-X Travel Insurance available for purchase for as a Single-Trip (up to 60 days) or Yearly policy.
  • Leisure trekking is covered for below 6,000 metres.
  • Complimentary overseas tele-consultation service for policyholder and insureds.
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Income Travel

Up to 50% off Single Trip

Ends 8 Sep 2026 0900 hr

via Income Insurance 's Website

Medical Expenses incurred Overseas

Unlimited (Preferred plan)

Travel Delay benefits

$100 for every six hours delay while overseas, up to $2,000

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Up to $500,000 or Unlimited

Loss or damage of baggage and personal belongings

Up to $8,000

Key Benefits
  • Complimentary overseas tele-consultation service for policyholders and insureds.
  • Covers for adventurous activities such as skiing, bungee jumping, skydiving and more!
  • Only insurer that allows you to purchase travel insurance up to a day after you have departed from Singapore.
  • In addition to transport expenses and accommodation costs, unused prepaid expenses (such as entertainment tickets) are also covered due to trip cancellation, postponement, disruption and travel agency insolvency.
  • Leisure trekking is covered for below 6,000 metres.
  • Purchase travel insurance up to 365 days in advance.
  • Receive cancel for any reason cover with Standard Preferred Travel insurance plan, and Enhanced PreX Prestige plan.
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MSIG Travel Easy

Up to 50% off Single Trip

Ends 30 Sep 2026

via MSIG's Website

Medical Expenses incurred Overseas

Up to $1,000,000

Travel Delay benefits

$100 for every six hours delay while overseas, up to $1,500

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Up to $1,000,000

Loss or damage of baggage and personal belongings

Up to $7,500

Key Benefits
  • Emergency Medical Evacuation and repatriation
  • Adventurous activity cover for Elite and Premier plan
  • Insolvency of Licensed Travel Operator (Standard, Elite, and Premier plan)
  • Unused entertainment ticket cover for Elite and Premier plan
  • Automatically includes Covid-19 cover
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MSIG TravelEasy Flex

Up to 50% off Single Trip

Ends 30 Sep 2026

via MSIG's Website

Medical Expenses incurred Overseas

Up to $1,000,000

Travel Delay benefits

$60 for every 4 hour delay while overseas, up to $1,200.

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Up to $1,000,000 (Capped at $200,000 for pre-existing conditions)

Loss or damage of baggage and personal belongings

Up to $7,500

Key Benefits
  • Optional add-ons available: Cancel For Any Reason, Adventurous Activity Cover, Covid-19, Pre-existing medical conditions cover, rental vehicle.
  • Covers for flight delays from 4 hours.
  • Additional 10% discount when you apply as a group of 3 or more.
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MSIG TravelEasy Pre-Ex

via MSIG's Website

Medical Expenses incurred Overseas

Up to $150,000 for pre-existing medical conditions

Travel Delay benefits

$100 for every six hours delay while overseas, up to $1,500

Trip Cancellation Benefit

Up to $15,000

Emergency medical evacuation or Repatriation

Up to $1,000,000 (Capped at $200,000 for pre-existing conditions)

Loss or damage of baggage and personal belongings

Up to $7,500

Key Benefits
  • No upper age limit to get covered with TravelEasy Pre-Ex.
  • Overseas Hospitalisation Expenses cover due to acute onset of pre-existing medical condition with no excess or co-payment required.
  • Only Single-trip plans for up to 30 days of travel are available for TravelEasy Pre-Ex.
  • Pre-existing medical condition coverage (from asthma to cancer or heart conditions as long as your illness is stable and under control).
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QBE Travel Prestige

via QBE's Website

Medical Expenses incurred Overseas

Up to $1,000,000

Travel Delay benefits

Up to $100 for every six hours delay while overseas, up to $1,000

Trip Cancellation Benefit

Up to $25,000

Emergency medical evacuation or Repatriation

Unlimited (Pre-existing conditions covered)

Loss or damage of baggage and personal belongings

Up to $6,000

Key Benefits
  • Access to a 24-hour AAI (Asia Assistance International) helpline
  • Family coverage available with no limit to number of children included.
  • Double indemnity for public conveyance.
  • COVID-19 extensions
  • Unlimited cover for medical emergency evacuation including medically supervised repatriation
  • Pays up to S$6,000 for baggage and personal effects
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Sompo Travel

65% off Single Trip

Ends 13 Sep 2026

via Sompo's Website

Medical Expenses incurred Overseas

Up to $500,000

Travel Delay benefits

$100 for every six hours delay while overseas, up to $1,200

Trip Cancellation Benefit

Up to $10,000

Emergency medical evacuation or Repatriation

Up to $500,000 or Unlimited (Emergency evacuation) or Up to $150,000 (Repatriation)

Loss or damage of baggage and personal belongings

Up to $1,000

Key Benefits
  • First insurer to cover rental vehicle windscreen and tyres
  • Complimentary airport lounge access when your flight is delayed for 60 minutes or more with Sompo SmartDelay.
  • Cashless outpatient service while travelling in Japan
  • Expanded coverage for Common Recreational Activities
  • Highest rental vehicle excess cover of up to S$3,000
Need help choosing
the right Travel Insurance?
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Frequently Asked Questions

Travel insurance can be helpful in various situations during your travels and you're financially protected against unexpected events that could otherwise derail your trip and cause significant financial strain. E.g. Trip Cancellation or Interruption, Travel Delays, Lost or Delayed Baggage and more.
Travel insurance is available for purchase between 180 to 365 days before your trip commences.
You will be able to purchase Income Travel insurance up to a day after you have departed from Singapore. If over 1 day has passed since you departed Singapore, you will no longer be able to buy travel insurance.
When buying travel insurance for multiple destinations, choose the region based on the furthest location from Singapore.
Yes, look for policies that offer "Worldwide" coverage, as this naturally includes the USA.
Yes, we offer travel insurance that covers pre-existing conditions through FWD Travel Insurance’s Pre-existing medical condition add-on, MSIG TravelEasy Pre-Ex and Income Enhanced PreX.
If you need more information or assistance, please don't hesitate to contact us.
Yes, you can purchase travel insurance for your cruise holiday if it starts and ends in Singapore. Just choose the farthest destination of your cruise as the country you're traveling to when buying insurance.

Please contact the respective insurer that you bought your travel insurance from.

The documents vary depending on the insurer and the type of claim. Generally, you will need copies of your flight itineraries and boarding passes.

Additionally, insurers may also request for other documents such as:

  • Police reports in the case of theft or loss of travel documents,
  • Airline communications for proof of travel delays or misconnections,
  • Medical reports and bills in the event of a medical expense claim,
  • Evidence of pre-paid and non-refundable costs for claims related to trip cancellation, postponement, curtailment, or disruption.

For specific details, please reach out to the respective insurer.

Do remember to obtain a written confirmation of this flight delay from your airline. You will need this written confirmation together with your original itinerary and re-scheduled boarding pass when making a claim for travel delay.

You can find the list of travel insurance providers we collaborate with in the table provided above.

Contact us here if you would like to find out more.
Travel insurance plans available on FSM Global are underwritten by the respective insurers.
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Disclaimer:

Information retrieved from respective insurer website on 17 December 2025. This website is not a contract of insurance. Insurance products are underwritten by the respective insurance partners and distributed by iFAST. All materials and content found in this website are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. You are advised to read the precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully whether the product in question is suitable. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product. While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. This comparison does not include information on all similar products. iFAST does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg This advertisement has not been reviewed by the Monetary Authority of Singapore.