Insurance

Get The Best Insurance For Your Needs

Find and compare the best insurance for your needs. Our insurance experts can offer advice based on your requirements.
Check out some of the top policies we offer.

Best Lifestyle Insurance

Providers
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Allianz Home Protect

30% off on first year premiums

Use Code: AZHPSG61  Ends 30 Sep 2026 ^TnCs apply

via Allianz Insurance's Website

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Allianz Scam Protect

15% off

Use Code: AZCYSG61  Ends 30 Sep 2026

via Allianz Insurance's Website

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FWD Home Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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FWD Maid Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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Great Eastern GREAT Home Protect

10%+10% off a 2-year plan

Use Code: 20HOME  Ends 30 Sep 2026

via Great Eastern's Website

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Income Domestic Helper Insurance

Get up to 20% off and 188,000 STAR$® (worth $188 eCapitaVoucher) on eligible plans

Use Code: GDH188  Ends 30 Sep 2026 ^TnCs apply

via Income Insurance 's Website

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Income Enhanced Home Insurance

30% off a 3 or 5-year plan *TnCs apply.

Use Code: 3YHOME30 / 5YHOME30  Ends 31 Dec 2026

via Income Insurance 's Website

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Income HappyTails

via Income Insurance 's Website

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Liberty PetCare

20% off Cat policies*

*Eligible for new applications only.

via Liberty's Website

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MSIG Enhanced Home Plus

Enjoy 20% off + up to $50 e-vouchers*

Ends 30 Sep 2026. *TnCs apply

via MSIG's Website

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MSIG MaidPlus

Enjoy 30% off + $60 e-vouchers*

Ends 30 Sep 2026. *TnCs apply.

via MSIG's Website

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MSIG PawEasy

Up to $120 e-vouchers*

Ends 30 Sep 2026. *TnCs apply

via MSIG's Website

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QBE Home Prestige

via QBE's Website

Key Features
  • Covers home contents, furniture and interior decoration
  • Option to pay premiums on a monthly basis
  • Optional add-on benefit for all risk home content and renovation coverage
  • Pays claims on a first loss basis (no under-insurance or average clause applied)
  • Up to $1,000 emergency cash allowance
  • Up to $100,000 home content protection
  • Up to $2 million personal liability cover per event
Key Features
  • Cyber Fraud coverage against phishing, identity theft, unauthorised transactions
  • Shopping protection for purchases undelivered, damaged, incorrect, or lost during return
  • Worldwide coverage
Key Features
  • Additional savings when you choose a 3-year plan
  • Cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device, LTA-registered e-scooter, or power bank inside your house.
  • Coverage if your pet dog or cat is stolen or injured due to an insured event in your home
  • Up to S$100,000 coverage for home content and/or renovations
Key Features
  • $60,000 hospitalisation and surgical expenses limit, covering for pre and post treatment within 90 days before or after hospital admission
  • 100% refund on cancellation within the first 3 months
  • Cashless outpatient medical expenses up to $30 per visit under FWD network of clinics under Enhanced or Exclusive plans. Includes coverage for outpatient medical expenses due to illnesses (Enhanced and Exclusive plan only)
  • Covid-19 cover for hospitalisation and surgical expenses available as an add-on
  • Outpatient medical expenses includes cover for dengue or zika
  • Security bond plus - the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.
  • Waiver of co-payment under Exclusive plan. 25% co-payment needed after the first $15,000 for Essential and Enhanced plans.
Key Features
  • Customisable coverage up to $2.5 million for building and renovation, up to $250,000 for home content coverage, and up to $2 million liability coverage.
  • First loss coverage with no penalty for under-insuring your home.
  • Provides extensive all-risks coverage for your building, renovations and household contents.
Key Features
  • Outpatient medical expenses due to accident includes TCM or chiropractor expenses within 12 months from date of accident. Up to $100 per accident.
  • Pre-existing medical condition coverage if your helper is employed for more than 12 months in Singapore.
  • Preferential rates for medical consultations through the MediPass app
  • Claim wages compensation if your helper is hospitalised or on hospitalisation leave and is unable to carry out her duties (up to 30 days). Available for Standard or Enhanced Plan.
  • Letter of Guarantee available for hospital admissions - Income pays for your helper's hospitalisation expenses directly to hospital on your behalf minimizing your out-of-pocket expenses.
  • Local and emergency overseas hospitalisation coverage for your helper (including COVID-19).
  • Option to add-on waiver of co-payment to reduce co-payment to 0% ($250 excess still applies).
Key Features
  • Complimentary 24/7 Emergency home assistance for home emergencies such as plumbing, electrician, locksmith, pest control and air-conditioner repair services.
  • Additional savings when you choose a 3-year plan
  • Up to $500,000 family worldwide liability
  • Protection for your house building, home contents and renovations against insured events such as fire, burst pipes, theft and more
Key Features
  • Covers for specific hereditary and congenital conditions.
  • Chemotherapy benefits for your dog and cat - Get up to $5,000 per insured dog or cat if your pet is diagnosed with cancer.
  • Covers Third Party Liability of up to $1,000,000 per policy year.
  • Highest Surgical Limits: Happy Tails offers an annual limit of up to $22,000 for surgical benefits which is the highest available among these three.
  • No Claim Discount of up to 15%
Key Features
  • (NEW) Emergency Boarding Expenses - reimbursement of pet boarding expenses if insured is hospitalised in Singapore for more than 4 consecutive days
  • Compensates up to $5,000 for vet expenses non-surgical treatment, and up to $18,000 for vet expenses for surgical treatment
  • Covers Third Party Liability up to $500,000
  • Enrol pets as young as 8 weeks old.
  • No Claim Discount of up to 15%
  • No Medical Examination required
  • Wellness care benefits available on higher tier-ed plans and covers for health checks, vaccinations, teeth cleaning, and a one-time spay or neuter benefit.
Key Features
  • Premiums from $120.99 a year
  • Alternative accommodation / loss of rent benefit
  • Removal of Debris
  • Up to $1 million worldwide personal legal liability
  • Up to $270,000 coverage for renovations, movable household items, household contents and personal belongings
Key Features
  • Up to $500 compassionate travel expenses if your maid has to travel back to her home country due to passing of her legal parent, spouse, or child.
  • Outpatient medical expenses due to accident includes cover for dengue, TCM, and dental expenses.
  • Hospital and Surgical expenses – Up to $120,000 for maid’s hospitalisation and surgical expenses including 90 days pre and post hospitalisation expenses for diagnostic services and treatment
  • Option to add-on waiver of co-payment to reduce co-payment to 25% or 0% ($250 excess still applies).
  • Pay up to $750 to hire a replacement maid if you have to terminate your maid's service due to her injury, illness or death.
  • Up to $20,000 repatriation expenses cover
  • Covers for pre-existing condition if maid has been employed with you for more than 12 continuous months, subject to sum insured of up to $60,000. 25% co-payment for claims above $15,000 applies.
Key Features
  • No Claim Discount of up to 15%
  • No Medical Examination required
  • Optional benefit for outpatient non-surgical medical expenses.
  • Pays for up to $200 for the cost of mobility aids prescribed post-surgery
  • Pre and Post surgery coverage and up to $600 complementary treatment for therapies to assist with post-surgery recovery and rehabilitation (e.g. acupuncture, chiropractic treatment, laser treatment, hydrotherapy and physiotherapy).
  • Shortest Waiting Periods: Coverage for injury starts after 14 days and illness after 60 days, which is faster than the 90 days required by other pet insurance.
  • Up to $20,000 for hospitalisation and surgical expenses
Key Features
  • First loss coverage up to $200,000 for loss/damage to Home Contents.
  • Premiums from $109 a year
  • Up to $100,000 coverage for loss/damage to fixtures, fittings and renovations
  • Up to S$5,000,000 coverage for liability to others
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Allianz Home Protect

30% off on first year premiums

Use Code: AZHPSG61  Ends 30 Sep 2026 ^TnCs apply

via Allianz Insurance's Website

Key Features
  • Covers home contents, furniture and interior decoration
  • Option to pay premiums on a monthly basis
  • Optional add-on benefit for all risk home content and renovation coverage
  • Pays claims on a first loss basis (no under-insurance or average clause applied)
  • Up to $1,000 emergency cash allowance
  • Up to $100,000 home content protection
  • Up to $2 million personal liability cover per event
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Allianz Scam Protect

15% off

Use Code: AZCYSG61  Ends 30 Sep 2026

via Allianz Insurance's Website

Key Features
  • Cyber Fraud coverage against phishing, identity theft, unauthorised transactions
  • Shopping protection for purchases undelivered, damaged, incorrect, or lost during return
  • Worldwide coverage
logo
FWD Home Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Key Features
  • Additional savings when you choose a 3-year plan
  • Cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device, LTA-registered e-scooter, or power bank inside your house.
  • Coverage if your pet dog or cat is stolen or injured due to an insured event in your home
  • Up to S$100,000 coverage for home content and/or renovations
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FWD Maid Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Key Features
  • $60,000 hospitalisation and surgical expenses limit, covering for pre and post treatment within 90 days before or after hospital admission
  • 100% refund on cancellation within the first 3 months
  • Cashless outpatient medical expenses up to $30 per visit under FWD network of clinics under Enhanced or Exclusive plans. Includes coverage for outpatient medical expenses due to illnesses (Enhanced and Exclusive plan only)
  • Covid-19 cover for hospitalisation and surgical expenses available as an add-on
  • Outpatient medical expenses includes cover for dengue or zika
  • Security bond plus - the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.
  • Waiver of co-payment under Exclusive plan. 25% co-payment needed after the first $15,000 for Essential and Enhanced plans.
logo
Great Eastern GREAT Home Protect

10%+10% off a 2-year plan

Use Code: 20HOME  Ends 30 Sep 2026

via Great Eastern's Website

Key Features
  • Customisable coverage up to $2.5 million for building and renovation, up to $250,000 for home content coverage, and up to $2 million liability coverage.
  • First loss coverage with no penalty for under-insuring your home.
  • Provides extensive all-risks coverage for your building, renovations and household contents.
logo
Income Domestic Helper Insurance

Get up to 20% off and 188,000 STAR$® (worth $188 eCapitaVoucher) on eligible plans

Use Code: GDH188  Ends 30 Sep 2026 ^TnCs apply

via Income Insurance 's Website

Key Features
  • Outpatient medical expenses due to accident includes TCM or chiropractor expenses within 12 months from date of accident. Up to $100 per accident.
  • Pre-existing medical condition coverage if your helper is employed for more than 12 months in Singapore.
  • Preferential rates for medical consultations through the MediPass app
  • Claim wages compensation if your helper is hospitalised or on hospitalisation leave and is unable to carry out her duties (up to 30 days). Available for Standard or Enhanced Plan.
  • Letter of Guarantee available for hospital admissions - Income pays for your helper's hospitalisation expenses directly to hospital on your behalf minimizing your out-of-pocket expenses.
  • Local and emergency overseas hospitalisation coverage for your helper (including COVID-19).
  • Option to add-on waiver of co-payment to reduce co-payment to 0% ($250 excess still applies).
logo
Income Enhanced Home Insurance

30% off a 3 or 5-year plan *TnCs apply.

Use Code: 3YHOME30 / 5YHOME30  Ends 31 Dec 2026

via Income Insurance 's Website

Key Features
  • Complimentary 24/7 Emergency home assistance for home emergencies such as plumbing, electrician, locksmith, pest control and air-conditioner repair services.
  • Additional savings when you choose a 3-year plan
  • Up to $500,000 family worldwide liability
  • Protection for your house building, home contents and renovations against insured events such as fire, burst pipes, theft and more
logo
Income HappyTails

via Income Insurance 's Website

Key Features
  • Covers for specific hereditary and congenital conditions.
  • Chemotherapy benefits for your dog and cat - Get up to $5,000 per insured dog or cat if your pet is diagnosed with cancer.
  • Covers Third Party Liability of up to $1,000,000 per policy year.
  • Highest Surgical Limits: Happy Tails offers an annual limit of up to $22,000 for surgical benefits which is the highest available among these three.
  • No Claim Discount of up to 15%
logo
Liberty PetCare

20% off Cat policies*

*Eligible for new applications only.

via Liberty's Website

Key Features
  • (NEW) Emergency Boarding Expenses - reimbursement of pet boarding expenses if insured is hospitalised in Singapore for more than 4 consecutive days
  • Compensates up to $5,000 for vet expenses non-surgical treatment, and up to $18,000 for vet expenses for surgical treatment
  • Covers Third Party Liability up to $500,000
  • Enrol pets as young as 8 weeks old.
  • No Claim Discount of up to 15%
  • No Medical Examination required
  • Wellness care benefits available on higher tier-ed plans and covers for health checks, vaccinations, teeth cleaning, and a one-time spay or neuter benefit.
logo
MSIG Enhanced Home Plus

Enjoy 20% off + up to $50 e-vouchers*

Ends 30 Sep 2026. *TnCs apply

via MSIG's Website

Key Features
  • Premiums from $120.99 a year
  • Alternative accommodation / loss of rent benefit
  • Removal of Debris
  • Up to $1 million worldwide personal legal liability
  • Up to $270,000 coverage for renovations, movable household items, household contents and personal belongings
logo
MSIG MaidPlus

Enjoy 30% off + $60 e-vouchers*

Ends 30 Sep 2026. *TnCs apply.

via MSIG's Website

Key Features
  • Up to $500 compassionate travel expenses if your maid has to travel back to her home country due to passing of her legal parent, spouse, or child.
  • Outpatient medical expenses due to accident includes cover for dengue, TCM, and dental expenses.
  • Hospital and Surgical expenses – Up to $120,000 for maid’s hospitalisation and surgical expenses including 90 days pre and post hospitalisation expenses for diagnostic services and treatment
  • Option to add-on waiver of co-payment to reduce co-payment to 25% or 0% ($250 excess still applies).
  • Pay up to $750 to hire a replacement maid if you have to terminate your maid's service due to her injury, illness or death.
  • Up to $20,000 repatriation expenses cover
  • Covers for pre-existing condition if maid has been employed with you for more than 12 continuous months, subject to sum insured of up to $60,000. 25% co-payment for claims above $15,000 applies.
logo
MSIG PawEasy

Up to $120 e-vouchers*

Ends 30 Sep 2026. *TnCs apply

via MSIG's Website

Key Features
  • No Claim Discount of up to 15%
  • No Medical Examination required
  • Optional benefit for outpatient non-surgical medical expenses.
  • Pays for up to $200 for the cost of mobility aids prescribed post-surgery
  • Pre and Post surgery coverage and up to $600 complementary treatment for therapies to assist with post-surgery recovery and rehabilitation (e.g. acupuncture, chiropractic treatment, laser treatment, hydrotherapy and physiotherapy).
  • Shortest Waiting Periods: Coverage for injury starts after 14 days and illness after 60 days, which is faster than the 90 days required by other pet insurance.
  • Up to $20,000 for hospitalisation and surgical expenses
logo
QBE Home Prestige

via QBE's Website

Key Features
  • First loss coverage up to $200,000 for loss/damage to Home Contents.
  • Premiums from $109 a year
  • Up to $100,000 coverage for loss/damage to fixtures, fittings and renovations
  • Up to S$5,000,000 coverage for liability to others
Need help choosing
the right Lifestyle Insurance?
Ongoing promotionsHome insurancePet insuranceMaid insuranceMaid insurance requirements

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Frequently Asked Questions

Home content insurance is not the same as HDB’s fire insurance plan.

Home content insurance insures for building and structure, home content, furniture, valuables, renovation, personal liability, alternative accommodation arrangement and more. On the other hand, HDB’s fire insurance insures for fire damage to the building, structures, fixtures and fittings provided by HDB or its approved developers.
No, each pet will need its own individual insurance policy.
No, our pet insurance plan currently only provides coverage for dog/puppy, and cat/kitten.
For Income’s HappyTail insurance, your pet must undergo a clinical examination by a vet within a specified time period in order to be eligible for cover.
The start date is dependent on the type of maid you are hiring:
  1. New maid: On or before the maid's arrival date in Singapore.
  2. Transfer maid: The agreed transfer date which is also the day you apply for issuance of the maid's new work permit.
  3. Renewal maid: One day after the expiry date of the current work permit.
This is a requirement by MOM. The extra two months of insurance provides coverage for your maid in Singapore during the repatriation period following the expiration of their work permit.
The insurer will transmit the Security Bond details to MOM. Upon successful transmission, you may then proceed to the MOM website to renew or issue your maid’s work permit.
Please contact the respective insurer that you bought your insurance plan from.
Home, pet, and maid insurance plans available on FSM Global are underwritten by the respective insurers.
View All FAQs

Disclaimer:

Information retrieved from respective insurer website on 17 January 2025. This website is not a contract of insurance. Insurance products are underwritten by the respective insurance partners and distributed by iFAST. All materials and content found in this website are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. You are advised to read the precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully whether the product in question is suitable. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product. While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. This comparison does not include information on all similar products. iFAST does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg This advertisement has not been reviewed by the Monetary Authority of Singapore.