Insurance

Get The Best Insurance For Your Needs

Find and compare the best insurance for your needs. Our insurance experts can offer advice based on your requirements.
Check out some of the top policies we offer.

Best Lifestyle Insurance

Providers
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Allianz Home Protect

30% off on first year premiums

Use Code: AZHPSG61  Ends 30 Sep 2026 ^TnCs apply

via Allianz Insurance's Website

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Allianz Scam Protect

15% off

Use Code: AZCYSG61  Ends 30 Sep 2026

via Allianz Insurance's Website

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FWD Home Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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FWD Maid Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

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Great Eastern GREAT Home Protect

10%+10% off a 2-year plan

Use Code: 20HOME  Ends 30 Sep 2026

via Great Eastern's Website

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Income Domestic Helper Insurance

Get up to 25% off

Ends 02 Aug 2026, 0900 hr ^TnCs apply

via Income Insurance 's Website

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Income Enhanced Home Insurance

30% off a 3-year plan

Use Code: HOME30  Ends 2 Aug 2026

via Income Insurance 's Website

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Income HappyTails

via Income Insurance 's Website

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Liberty PetCare

via Liberty's Website

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MSIG Enhanced Home Plus

Enjoy 20% off + up to $50 e-vouchers*

Ends 23 Jul 2026. *TnCs apply

via MSIG's Website

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MSIG MaidPlus

Enjoy 30% off + $30 e-vouchers*

Ends 31 Jul 2026. *TnCs apply.

via MSIG's Website

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MSIG PawEasy

Enjoy 20% off

Ends 31 Jul 2026

via MSIG's Website

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QBE Home Prestige

via QBE's Website

Key Features
  • Covers home contents, furniture and interior decoration
  • Up to $2 million personal liability cover per event
  • Up to $100,000 home content protection
  • Up to $1,000 emergency cash allowance
  • Pays claims on a first loss basis (no under-insurance or average clause applied)
  • Optional add-on benefit for all risk home content and renovation coverage
  • Option to pay premiums on a monthly basis
Key Features
  • Cyber Fraud coverage against phishing, identity theft, unauthorised transactions
  • Worldwide coverage
  • Shopping protection for purchases undelivered, damaged, incorrect, or lost during return
Key Features
  • Additional savings when you choose a 3-year plan
  • Up to S$100,000 coverage for home content and/or renovations
  • Coverage if your pet dog or cat is stolen or injured due to an insured event in your home
  • Cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device, LTA-registered e-scooter, or power bank inside your house.
Key Features
  • $60,000 hospitalisation and surgical expenses limit, covering for pre and post treatment within 90 days before or after hospital admission
  • Waiver of co-payment under Exclusive plan. 25% co-payment needed after the first $15,000 for Essential and Enhanced plans.
  • Security bond plus - the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.
  • Outpatient medical expenses includes cover for dengue or zika
  • Covid-19 cover for hospitalisation and surgical expenses available as an add-on
  • Cashless outpatient medical expenses up to $30 per visit under FWD network of clinics under Enhanced or Exclusive plans. Includes coverage for outpatient medical expenses due to illnesses (Enhanced and Exclusive plan only)
  • 100% refund on cancellation within the first 3 months
Key Features
  • Customisable coverage up to $2.5 million for building and renovation, up to $250,000 for home content coverage, and up to $2 million liability coverage.
  • Provides extensive all-risks coverage for your building, renovations and household contents.
  • First loss coverage with no penalty for under-insuring your home.
Key Features
  • Claim wages compensation if your helper is hospitalised or on hospitalisation leave and is unable to carry out her duties (up to 30 days). Available for Standard or Enhanced Plan.
  • Preferential rates for medical consultations through the MediPass app
  • Pre-existing medical condition coverage if your helper is employed for more than 12 months in Singapore.
  • Outpatient medical expenses due to accident includes TCM or chiropractor expenses within 12 months from date of accident. Up to $100 per accident.
  • Option to add-on waiver of co-payment to reduce co-payment to 0% ($250 excess still applies).
  • Local and emergency overseas hospitalisation coverage for your helper (including COVID-19).
  • Letter of Guarantee available for hospital admissions - Income pays for your helper's hospitalisation expenses directly to hospital on your behalf minimizing your out-of-pocket expenses.
Key Features
  • Additional savings when you choose a 3-year plan
  • Protection for your house building, home contents and renovations against insured events such as fire, burst pipes, theft and more
  • Up to $500,000 family worldwide liability
  • Complimentary 24/7 Emergency home assistance for home emergencies such as plumbing, electrician, locksmith, pest control and air-conditioner repair services.
Key Features
  • Chemotherapy benefits for your dog and cat - Get up to $5,000 per insured dog or cat if your pet is diagnosed with cancer.
  • No Claim Discount of up to 15%
  • Highest Surgical Limits: Happy Tails offers an annual limit of up to $22,000 for surgical benefits which is the highest available among these three.
  • Covers Third Party Liability of up to $1,000,000 per policy year.
  • Covers for specific hereditary and congenital conditions.
Key Features
  • Compensates up to $5,000 for vet expenses non-surgical treatment, and up to $18,000 for vet expenses for surgical treatment
  • Wellness care benefits available on higher tier-ed plans and covers for health checks, vaccinations, teeth cleaning, and a one-time spay or neuter benefit.
  • No Medical Examination required
  • No Claim Discount of up to 15%
  • Enrol pets as young as 8 weeks old.
  • Covers Third Party Liability up to $500,000
Key Features
  • Alternative accommodation / loss of rent benefit
  • Up to $270,000 coverage for renovations, movable household items, household contents and personal belongings
  • Up to $1 million worldwide personal legal liability
  • Removal of Debris
  • Premiums from $120.99 a year
Key Features
  • Covers for pre-existing condition if maid has been employed with you for more than 12 continuous months, subject to sum insured of up to $60,000. 25% co-payment for claims above $15,000 applies.
  • Up to $500 compassionate travel expenses if your maid has to travel back to her home country due to passing of her legal parent, spouse, or child.
  • Up to $20,000 repatriation expenses cover
  • Pay up to $750 to hire a replacement maid if you have to terminate your maid's service due to her injury, illness or death.
  • Outpatient medical expenses due to accident includes cover for dengue, TCM, and dental expenses.
  • Option to add-on waiver of co-payment to reduce co-payment to 25% or 0% ($250 excess still applies).
  • Hospital and Surgical expenses – Up to $120,000 for maid’s hospitalisation and surgical expenses including 90 days pre and post hospitalisation expenses for diagnostic services and treatment
Key Features
  • No Claim Discount of up to 15%
  • Up to $20,000 for hospitalisation and surgical expenses
  • Shortest Waiting Periods: Coverage for injury starts after 14 days and illness after 60 days, which is faster than the 90 days required by other pet insurance.
  • Pre and Post surgery coverage and up to $600 complementary treatment for therapies to assist with post-surgery recovery and rehabilitation (e.g. acupuncture, chiropractic treatment, laser treatment, hydrotherapy and physiotherapy).
  • Pays for up to $200 for the cost of mobility aids prescribed post-surgery
  • Optional benefit for outpatient non-surgical medical expenses.
  • No Medical Examination required
Key Features
  • First loss coverage up to $200,000 for loss/damage to Home Contents.
  • Up to S$5,000,000 coverage for liability to others
  • Up to $100,000 coverage for loss/damage to fixtures, fittings and renovations
  • Premiums from $109 a year
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Allianz Home Protect

30% off on first year premiums

Use Code: AZHPSG61  Ends 30 Sep 2026 ^TnCs apply

via Allianz Insurance's Website

Key Features
  • Covers home contents, furniture and interior decoration
  • Up to $2 million personal liability cover per event
  • Up to $100,000 home content protection
  • Up to $1,000 emergency cash allowance
  • Pays claims on a first loss basis (no under-insurance or average clause applied)
  • Optional add-on benefit for all risk home content and renovation coverage
  • Option to pay premiums on a monthly basis
logo
Allianz Scam Protect

15% off

Use Code: AZCYSG61  Ends 30 Sep 2026

via Allianz Insurance's Website

Key Features
  • Cyber Fraud coverage against phishing, identity theft, unauthorised transactions
  • Worldwide coverage
  • Shopping protection for purchases undelivered, damaged, incorrect, or lost during return
logo
FWD Home Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Key Features
  • Additional savings when you choose a 3-year plan
  • Up to S$100,000 coverage for home content and/or renovations
  • Coverage if your pet dog or cat is stolen or injured due to an insured event in your home
  • Cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device, LTA-registered e-scooter, or power bank inside your house.
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FWD Maid Insurance

Enjoy preferential rates

Use Code: IFAST 

via FWD's Website

Key Features
  • $60,000 hospitalisation and surgical expenses limit, covering for pre and post treatment within 90 days before or after hospital admission
  • Waiver of co-payment under Exclusive plan. 25% co-payment needed after the first $15,000 for Essential and Enhanced plans.
  • Security bond plus - the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.
  • Outpatient medical expenses includes cover for dengue or zika
  • Covid-19 cover for hospitalisation and surgical expenses available as an add-on
  • Cashless outpatient medical expenses up to $30 per visit under FWD network of clinics under Enhanced or Exclusive plans. Includes coverage for outpatient medical expenses due to illnesses (Enhanced and Exclusive plan only)
  • 100% refund on cancellation within the first 3 months
logo
Great Eastern GREAT Home Protect

10%+10% off a 2-year plan

Use Code: 20HOME  Ends 30 Sep 2026

via Great Eastern's Website

Key Features
  • Customisable coverage up to $2.5 million for building and renovation, up to $250,000 for home content coverage, and up to $2 million liability coverage.
  • Provides extensive all-risks coverage for your building, renovations and household contents.
  • First loss coverage with no penalty for under-insuring your home.
logo
Income Domestic Helper Insurance

Get up to 25% off

Ends 02 Aug 2026, 0900 hr ^TnCs apply

via Income Insurance 's Website

Key Features
  • Claim wages compensation if your helper is hospitalised or on hospitalisation leave and is unable to carry out her duties (up to 30 days). Available for Standard or Enhanced Plan.
  • Preferential rates for medical consultations through the MediPass app
  • Pre-existing medical condition coverage if your helper is employed for more than 12 months in Singapore.
  • Outpatient medical expenses due to accident includes TCM or chiropractor expenses within 12 months from date of accident. Up to $100 per accident.
  • Option to add-on waiver of co-payment to reduce co-payment to 0% ($250 excess still applies).
  • Local and emergency overseas hospitalisation coverage for your helper (including COVID-19).
  • Letter of Guarantee available for hospital admissions - Income pays for your helper's hospitalisation expenses directly to hospital on your behalf minimizing your out-of-pocket expenses.
logo
Income Enhanced Home Insurance

30% off a 3-year plan

Use Code: HOME30  Ends 2 Aug 2026

via Income Insurance 's Website

Key Features
  • Additional savings when you choose a 3-year plan
  • Protection for your house building, home contents and renovations against insured events such as fire, burst pipes, theft and more
  • Up to $500,000 family worldwide liability
  • Complimentary 24/7 Emergency home assistance for home emergencies such as plumbing, electrician, locksmith, pest control and air-conditioner repair services.
logo
Income HappyTails

via Income Insurance 's Website

Key Features
  • Chemotherapy benefits for your dog and cat - Get up to $5,000 per insured dog or cat if your pet is diagnosed with cancer.
  • No Claim Discount of up to 15%
  • Highest Surgical Limits: Happy Tails offers an annual limit of up to $22,000 for surgical benefits which is the highest available among these three.
  • Covers Third Party Liability of up to $1,000,000 per policy year.
  • Covers for specific hereditary and congenital conditions.
logo
Liberty PetCare

via Liberty's Website

Key Features
  • Compensates up to $5,000 for vet expenses non-surgical treatment, and up to $18,000 for vet expenses for surgical treatment
  • Wellness care benefits available on higher tier-ed plans and covers for health checks, vaccinations, teeth cleaning, and a one-time spay or neuter benefit.
  • No Medical Examination required
  • No Claim Discount of up to 15%
  • Enrol pets as young as 8 weeks old.
  • Covers Third Party Liability up to $500,000
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MSIG Enhanced Home Plus

Enjoy 20% off + up to $50 e-vouchers*

Ends 23 Jul 2026. *TnCs apply

via MSIG's Website

Key Features
  • Alternative accommodation / loss of rent benefit
  • Up to $270,000 coverage for renovations, movable household items, household contents and personal belongings
  • Up to $1 million worldwide personal legal liability
  • Removal of Debris
  • Premiums from $120.99 a year
logo
MSIG MaidPlus

Enjoy 30% off + $30 e-vouchers*

Ends 31 Jul 2026. *TnCs apply.

via MSIG's Website

Key Features
  • Covers for pre-existing condition if maid has been employed with you for more than 12 continuous months, subject to sum insured of up to $60,000. 25% co-payment for claims above $15,000 applies.
  • Up to $500 compassionate travel expenses if your maid has to travel back to her home country due to passing of her legal parent, spouse, or child.
  • Up to $20,000 repatriation expenses cover
  • Pay up to $750 to hire a replacement maid if you have to terminate your maid's service due to her injury, illness or death.
  • Outpatient medical expenses due to accident includes cover for dengue, TCM, and dental expenses.
  • Option to add-on waiver of co-payment to reduce co-payment to 25% or 0% ($250 excess still applies).
  • Hospital and Surgical expenses – Up to $120,000 for maid’s hospitalisation and surgical expenses including 90 days pre and post hospitalisation expenses for diagnostic services and treatment
logo
MSIG PawEasy

Enjoy 20% off

Ends 31 Jul 2026

via MSIG's Website

Key Features
  • No Claim Discount of up to 15%
  • Up to $20,000 for hospitalisation and surgical expenses
  • Shortest Waiting Periods: Coverage for injury starts after 14 days and illness after 60 days, which is faster than the 90 days required by other pet insurance.
  • Pre and Post surgery coverage and up to $600 complementary treatment for therapies to assist with post-surgery recovery and rehabilitation (e.g. acupuncture, chiropractic treatment, laser treatment, hydrotherapy and physiotherapy).
  • Pays for up to $200 for the cost of mobility aids prescribed post-surgery
  • Optional benefit for outpatient non-surgical medical expenses.
  • No Medical Examination required
logo
QBE Home Prestige

via QBE's Website

Key Features
  • First loss coverage up to $200,000 for loss/damage to Home Contents.
  • Up to S$5,000,000 coverage for liability to others
  • Up to $100,000 coverage for loss/damage to fixtures, fittings and renovations
  • Premiums from $109 a year
Need help choosing
the right Lifestyle Insurance?
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Frequently Asked Questions

Home content insurance is not the same as HDB’s fire insurance plan.

Home content insurance insures for building and structure, home content, furniture, valuables, renovation, personal liability, alternative accommodation arrangement and more. On the other hand, HDB’s fire insurance insures for fire damage to the building, structures, fixtures and fittings provided by HDB or its approved developers.
No, each pet will need its own individual insurance policy.
No, our pet insurance plan currently only provides coverage for dog/puppy, and cat/kitten.
For Income’s HappyTail insurance, your pet must undergo a clinical examination by a vet within a specified time period in order to be eligible for cover.
The start date is dependent on the type of maid you are hiring:
  1. New maid: On or before the maid's arrival date in Singapore.
  2. Transfer maid: The agreed transfer date which is also the day you apply for issuance of the maid's new work permit.
  3. Renewal maid: One day after the expiry date of the current work permit.
This is a requirement by MOM. The extra two months of insurance provides coverage for your maid in Singapore during the repatriation period following the expiration of their work permit.
The insurer will transmit the Security Bond details to MOM. Upon successful transmission, you may then proceed to the MOM website to renew or issue your maid’s work permit.
Please contact the respective insurer that you bought your insurance plan from.
Home, pet, and maid insurance plans available on FSM Global are underwritten by the respective insurers.
View All FAQs

Disclaimer:

Information retrieved from respective insurer website on 17 January 2025. This website is not a contract of insurance. Insurance products are underwritten by the respective insurance partners and distributed by iFAST. All materials and content found in this website are strictly for information purposes only and should not be considered as an offer or solicitation to transact in any product. You are advised to read the precise terms, conditions and exclusions specified in the relevant policy contract and consider carefully whether the product in question is suitable. If you are uncertain about the suitability of a product, please seek advice from a financial adviser before making a decision to purchase the product. While iFAST and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice. This comparison does not include information on all similar products. iFAST does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg This advertisement has not been reviewed by the Monetary Authority of Singapore.