BOND COMPLEXITY : HIGHISIN: USC7976PAM89 Classified as SIP
RY 4.803% 14Sep2031 Corp (USD) Classified as SIP
ROYAL BANK OF CANADA
Indicative Bid Price
99.993
Bid Yield to Maturity
4.805%
Min. Investment (Nominal)
200000
Indicative Ask Price
100.108
Ask Yield to Maturity
4.778%
Maturity Date
13 Sep 2031
Credit Rating (Bond)
AAA
High Investment Grade
Seniority
Secured
Investor Profile
Stable Income Seeker
Chart
Created with Highcharts 9.3.2Bid Yield to MaturityAsk Yield to Maturity2. Sep3. Sep4. Sep5. Sep6. Sep7. Sep4.74.7254.754.7754.84.8254.85FSM Global
Bond Information
Royal Bank of Canada is a diversified financial services company. The Company provides personal and commercial banking, wealth management services, insurance, corporate and investment banking, and transaction processing services. Royal Bank offers its services to personal, business, public sector and institutional clients with operations worldwide.
Bond Issuer
Royal Bank of Canada
Guarantor
-
Announcement Date
01 Sep 2026
Issue Date
13 Sep 2026
Maturity Date / Next Call Date
13 Sep 2031 (Maturity Date)
Years to Maturity / Next Call
5.015 / -
Issue/Reoffer Price
100.000
Issue/Reoffer Yield
4.803
Coupon Type
Fixed
Annual Coupon Rate (%)
4.803
Annual Coupon Frequency
Semi Annually
Seniority
Secured
Exchange Listed
No
Reference Rate
-
ISIN
USC7976PAM89
CUSIP
DQ3094983
Bond Currency
USD
Total Issue Size
USD 2,000,000,000
Minimum Investment Quantity (Nominal)
USD 200,000
Incremental Quantity (Nominal)
USD 1,000
Bond Registration
Wholesale
Bond Type
Corporate
Bond Sector
Financials
Bond Sub Sector
Banks
Issuer Credit Rating (S&P/ Fitch)
***/N.R
Bond Credit Rating (S&P/ Fitch)
***/AAA
Shariah Compliant
No
W-8BEN Declaration needed 
No
Bond Feature(s)
Coupon Type in Extension: Floating (SOFR Index convention), payable monthly in arrear during extension period.

Extended Due for Payment: September 14, 2032

“Extended Due for Payment Date” means, in relation to any Series of Covered Bonds, the date, if any, specified as such in the applicable Final Terms or Pricing Supplement to which the payment of all or (as applicable) part of the Final Redemption Amount payable on the Final Maturity Date will be deferred in the event that the Final Redemption Amount is not paid in full on the Extension Determination Date provided that the Extended Due for Payment Date will not be more than 12 months following the Final Maturity Date.
Price History
(Daily prices for the last 3 months), if you wish to view more than 3 months price history you may export the file
DATE
BID PRICE
ASK PRICE
ASK YIELD (MATURITY)
07 Sep 202699.993100.1084.778
06 Sep 2026100.072100.1214.776
03 Sep 2026100.211100.3264.729
02 Sep 202699.887100.2454.747
01 Sep 2026100.000100.0004.803
Total of 5 entries
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FSM Global strives to ensure the accuracy and relevance of the information provided here. If the information is not up-to-date or erroneous, we appreciate feedback to keep it accurate.
Credit Rating

There are no credit rating changes for this bond for the past 3 years.

Related Documents
pdfIcon
Prospectus
€75,000,000,000 Global Covered Bond Programme. Prospectus dated July 9, 2026 and Preliminary Pricing Supplement dated September 2, 2026.
Related Bonds
BOND NAME

ISSUER

MATURITY DATE / NEXT CALL DATE
ASK PRICE
ASK YTM / YTW
BOND CREDIT RATING (S&P/FITCH)
action
RY 6.750% 24Aug2085 Corp (USD)

Royal Bank of Canada

 23 Aug 2030
(Next Call Date)		 101.568 6.299% p.a. ***/BBB+
TRANSACT
RY 6.500% 24Nov2085 Corp (USD)

Royal Bank of Canada

 23 Nov 2035
(Next Call Date)		 96.973 6.939% p.a. ***/BBB+
TRANSACT
RY 6.500% 24May2086 Corp (USD)

Royal Bank of Canada

 23 May 2033
(Next Call Date)		 98.126 6.840% p.a. ***/BBB+
TRANSACT
RY 5.000% 02May2033 Corp (USD)

Royal Bank of Canada

 01 May 2033 98.873 5.202% p.a. ***/AA-
TRANSACT
Total of 4 entries
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FSM's Fees
For more information, please refer to the Pricing Structure
For each Buy & Sell Order (Retail^, Wholesale, Bond Express)
Processing Fee
0.35% / Min. SGD 10*
Platform Fee
0.05% per quarter
Other Charges
Goods & Services Tax (GST)
9% (GST is applicable to Singaporean residents on FSM’s fee)
Order Processing Time
Buy Wholesale Bonds / SGS Bonds / Retail (All payment type)
Generally T+2 business days upon payment clearance
Sell Wholesale Bonds / SGS Bonds / Retail Bonds
Generally T+2 business days (Redemption proceeds will be credited on next day)
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Remark

  1. *Processing fee is subjected to a minimum of SGD 10 (or in its equivalent currency).
  2. ^ For the purchase of the Retail Bonds, FSM Global will be absorbing SGX related Charges, till further notice.
  3. T = Transaction Date
    The Order processing time refers to the order completion and reflected in your account.
    ^The Purchase date will be based on T date

Platform Charge
  1. For the purpose of benefiting from lower rates based on higher investment holding tiers, the effective platform fee rate is based on the total combined holdings of all FSM accounts under main account holder (including beneficiary accounts), while Stock / ETF / Cash Account holdings are excluded from the combined holdings amount.
  2. Platform fee is charged for funds / bonds investments (excluding CPF holdings). The fee is accrued daily, calculated based on the daily average market value of the total Assets Under Administration (AUA) and deducted on a quarterly basis.

Note
  1. All fees and commission quoted are exclusive of Goods and Services Tax (GST).
  2. Platform fee is charged for funds / bonds investments (excluding CPF holdings). The fee is accrued daily, calculated based on the daily average market value of the total Assets Under Administration (AUA) and deducted on a quarterly basis.

Potential Income Explained
EDIT
Est. Payable Amount
USD 201,165.78
Years to Maturity
4 years 11+ months
Est. Total Income
USD 48,030.00
Yield to Maturity
4.473%
Indicative Cash Flow
Nominal Value
USD 200,000.00
  • 2031
    Sep
    Coupon
    USD 4,803.00
    Maturity
    USD 200,000.00
  • Mar
    Coupon
    USD 4,803.00
  • 2030
    Sep
    Coupon
    USD 4,803.00
  • Mar
    Coupon
    USD 4,803.00
  • 2029
    Sep
    Coupon
    USD 4,803.00
Disclaimer: Cash flow calculations are computed based on current coupon rate till next possible call or maturity date. Figures reflected are indicative and subjected to changes in case of any corporate actions.
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