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Shield Plans vs Critical Illness Insurance: Which do you need?
Many Singaporeans confuse Shield Plans with Critical Illness insurance, but each protects against a different financial risk. Learn how these two coverages work together, when each comes into play, and why having both can provide more comprehensive financial protection during a serious illness.
Will Your Insurer Pay Out? 2026 Guide to Singapore Insurer Ratings
If you are unsure about how insurer credit ratings affect you, you are not alone. Already have a policy with a Singapore insurer? Find out what these ratings mean for you, and what to look out for when purchasing insurance coverage.
[Event Exclusive] Protect More, Save More — Get a *Free Grow-Your-Own-Plant blind box with a quote
Visit our FSM Insurance booth at the FSM ETFest x Mid-Year Review Event to discover how you can optimise your insurance coverage and receive a complimentary "Grow Your Own Plant" Blind Box! No purchase required. *Terms and conditions apply.
Is Your Local Health Plan Enough? (A Regional Comparison)
If you live overseas, your local health plan or a locally issued international health plan may already be sufficient to cover for your usual healthcare needs. This article explains why a Singapore international health plan.
Are you paying a "Loyalty Tax" on your Term Life insurance?
Many Singaporeans set up a term life plan once — and never touch it again. Over time, premiums and new products change, so you could be paying more than you need to for the same type of protection. This article shows you how to assess whether you’re overpaying, how to right-size your coverage, and how to potentially save up to 53% a year simply by reviewing your term life plan. Plus, find out how to get up to 45% commission rebates on eligible policies when you insure with FSM Global.
The Best Integrated Shield Plans in Singapore (2026 Update)
Comparing Integrated Shield Plans for the April 2026 update? Discover our expert picks for the best private hospital plans based on your budget and needs.
Understanding Last Payer Status: Why You Should Claim from your Shield Plan Last
Did you know your Integrated Shield Plan (IP) is meant to be the final safety net, not the first payer? Here’s what Last Payer Status means and how hospital bills should be correctly claimed.
From COE to Charging: The Ultimate Guide to Owning an EV in 2026
How much can you really save by switching to an EV? Get all the facts on costs, rebates, practicalities, and how EVs compare to petrol cars — so you can make the right call for your lifestyle.
HSBC Life Shield Plan and Rider: The 2026 Guide
Everything you need to know about the new April 2026 rider transitions, premium updates, and how these may affect your coverage.
Claim S$120 bonus units* in Allianz Dynamic Multi Asset Strategy SRI 50 AM (Dis) H2-SGD
when you choose to get insured with Allianz. Campaign period: 15 April to 30 June 2026. *Terms and Conditions apply.
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