Personal Account: Each client may open one Personal Account. This account can be funded via Cash, CPF-OA, CPF-SA, and SRS.
Beneficiary Account(s): You may open up to 5 Beneficiary Accounts. These accounts allow one main account holder and one beneficiary holder, and can only be funded with Cash. Beneficiaries have no ownership or rights to the account while the main account holder is alive.

Important notes:

FSM Global does not offer joint accounts.
FSM Global does not provide a nominee feature. If you are looking to include another person, the Beneficiary Account structure is the only available option.

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