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Singlife Disability Income

Singlife

Long-Term Care
Promo
35% perpetual premium discount if you meet the minimum qualifying monthly pay-out of S$3,000 per policy for the qualifying plan. Terms and conditions apply.

Category

Health Insurance

Coverage

Death, Disability

Coverage Term

N.A.

Overview

Provides monthly replacement income in the event of total or partial disability capped at 75% of income up to a maximum sum assured of S$20,000.

Key Features

  • Stop paying for the plan upon diagnosis or continuing to pay premiums when you receive monthly disbursements.
  • Partial Disability Benefit: Receive a portion of monthly income if you are not fully recovered even if you have returned to work
  • Option to increase your monthly payout by 3% per annum, to keep up with inflation
  • Reimbursement for rehabilitation expenses such as medical therapies and workplace modification to aid in your recovery
  • Death Benefit of S$5,000 in the event of death while receiving disability income

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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