ReadyMummy
Manulife
Category
Health Insurance
Coverage
Medical, Death, Hospitalisation
Coverage Term
discrete term 3
Overview
ReadyMummy is a single premium, 3-year maternity plan that provides protection for the expecting mother from as early as 13 weeks into the pregnancy and the child from birth, to policy year 3. This plan is also the first of its kind to cover psychotherapy treatment to provide mental wellness support for the mother.
Key Features
- Covers the mother against 14 pregnancy complications, including miscarriage due to accident, and covers the child against 24 congenital illnesses
- Covers up to 2 children from a single pregnancy
- Provides daily hospital care benefits for both mother and child.
- Includes psychotherapy treatment benefit for the mother.
- Option to purchase eligible child insurance plans without medical underwriting within 90 days after birth.
Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.
(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.
