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HSBC Life EmpoweredMum

HSBC Life

Maternity

Category

Health Insurance

Coverage

Death, Hospitalisation, Medical

Coverage Term

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Overview

HSBC Life EmpoweredMum is a single premium, 3-year non-participating plan that provides financial protection for an expectant mother and her newborn child for the current pregnancy. It is available only as part of HSBC Life HappyMummy or HappyFamily bundled plans.

Key Features

  • Covers the mother against 15 pregnancy complications, including miscarriage due to accident, and covers the child against 26 congenital illnesses.
  • Includes hospital care and developmental delay benefits.
  • Eligible to apply for the HSBC Life Shield Plan B cover for the newborn within 60 days of birth, and the first year premium will be waived.
  • Option to purchase selected HSBC Life plans for the newborn without medical underwriting within 60 days after birth.
  • Available only as part of HSBC Life HappyMummy or HappyFamily bundled plans.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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