myHEALTH
April
Category
Health Insurance
Coverage
Hospitalisation, Medical
Coverage Term
N.A.
Overview
APRIL International’s MyHEALTH plans provide flexible international medical coverage for individuals and families living abroad, with options that can be tailored to different healthcare needs and budgets. Plans offer worldwide or worldwide-excluding-USA coverage, with hospitalisation as the core and optional outpatient, maternity, dental and optical benefits.
Key Features
- Choose different levels of cover and add optional outpatient, maternity, dental and optical benefits.
- Coverage can extend worldwide, with medical evacuation, repatriation and international assistance included.
- Access cashless hospital treatment, 24/7 telehealth and a broad international medical network, with digital claims management.
Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.
(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

