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AIA Platinum Infinite Wealth (II)

AIA

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Enjoy up to 1% discount on first year premium, subject to premium amount and premium term

Category

Whole Life

Coverage

Death

Coverage Term

Whole Life

Overview

AIA Platinum Infinite Wealth II is USD-denominated participating whole life plan designed for long term wealth accumulation and intergenerational wealth planning. Plan offers the option for a single premium or 5-pay premium term and covers for the insured's whole life for up to 300 policy years. A minimum premium of USD 150,000 is required for single premium options or USD 30,000 annually for the 5-pay option.

Key Features

  • Policy Split Option that enables flexibility in asset planning, by dividing the current policy into up to 4 additional policies
  • Option to change life insured multiple times to meet your needs.
  • Secondary Insured feature that allows the policy to continue upon Insured’s death, for uninterrupted wealth accumulation.
  • 80% Day 1 cash value for single premium policies
  • Guaranteed issuance with no medical underwriting required
  • Capital guaranteed at end of policy year 7 for single premium policies

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Whole Life Plan

Whole life insurance offers coverage for life and is commonly used for protection and legacy planning. This is unlike term insurance that only provides coverage for a specified period. Plans are usually offered on a participating basis and will accumulate cash value, allowing you to cash out should the need arise.

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