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Singlife Heritage Income

Singlife

Promo
Receive 8.0% cashback for 3-year premium terms (min. S$20,000) or 5.5% to 7.5% cashback for 5-year premium terms on SGD policies

Category

Whole Life

Coverage

Death, Terminal Illness

Coverage Term

Whole Life . Up to age 120

Overview

Provides a stream of guaranteed and non-guaranteed income along with loyalty bonuses, with the flexibility to receive payouts or reinvest for long-term wealth growth. This is a SGD-denominated, participating whole life insurance plan designed for legacy planning.

Key Features

  • Legacy Distribution Option for sub-policy splitting
  • Guaranteed breakeven as early as 2 years after Accumulation Period
  • Continuity features via Change of Life Assured and Secondary Life Assured.
  • 100% Capital Guaranteed from Policy Year 10 onwards.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Whole Life Plan

Whole life insurance offers coverage for life and is commonly used for protection and legacy planning. This is unlike term insurance that only provides coverage for a specified period. Plans are usually offered on a participating basis and will accumulate cash value, allowing you to cash out should the need arise.

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Similar Plans

Singlife Whole Life Choice

Singlife

Covers:

Death, Terminal Illness

  • Boost your coverage by up to 400% of your base sum assured.
  • Select an age at which your additional cover gradually reduces by 12.5% per year over eight years.
Singlife Flexi Life Income II

Singlife

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Covers:

Death, Terminal Illness

  • 100% Capital guaranteed.
  • Receive yearly cash pay-outs of up to 5.2% of your sum assured.
  • Enjoy the flexibility of choosing when to start receiving cash pay-outs.
  • Pay-outs increase by 0.5% of your sum assured starting from 20 years after your first income payout or when you turn 60, whichever is later.
FWD Life Protection

FWD

Covers:

Death, Total Permanent Disability, Terminal Illness

  • Boost your coverage and get up to 5 times the basic sum insured.
  • Multiply your coverage and get up to 5 times the basic sum insured.
  • Select an age at which your multiplier benefit gradually reduces by 10% each policy year for 5 policy years. Benefit will remain the same thereafter.
  • Covers for up to age 120
HSBC Life Emerald Legacy Life III

HSBC Life

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Covers:

Death, Terminal Illness

  • Coverage for death and terminal illness until age 120.
  • Choose to receive the death benefit payout in a lump sum or 2 to 10 annual instalments.
  • yearly basis instead of a lump sum
  • Enjoy a boosted higher guaranteed coverage up to age 85 or 99.
  • Receive a guaranteed surrender value of at least 82% of your single premium paid from day 1 (Single Premium plans only).
  • Secure your financial future with guaranteed cash value.
  • Create a lasting legacy for your loved ones with the option to change life insured.
  • Quit smoking incentive: Get 5% of the single premium refunded when the life insured quits smoking anytime within the first 4 years.
LifeReady Plus II

Manulife

Covers:

Death, Total Permanent Disability, Terminal Illness

  • Enhance your protection up to 5X, till age 70 or 80.
  • Receive upfront premium discounts for the first 2 policy years, and continue to enjoy the discounted premium if you meet our health targets.
Complete Life Secure

Income Insurance

Covers:

Death, Total Permanent Disability

  • Boost your coverage with a Multiplier Cover of up to 500% until the age of 65, 75 or 80.
  • Option to convert a portion of your sum asssured into annual cash payout.
  • Purchase another life policy and increase death and total permanent disability coverage without a health assessment at specified major milestones.
Essential Lifetime Secure

Etiqa

Covers:

Death, Total Permanent Disability, Terminal Illness

  • Multiply your coverage and get up to 5 times the basic sum insured.
  • Select an age at which your multiplier benefit gradually reduces by 10% each policy year for 5 policy years. Benefit will remain the same thereafter.