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Singlife Careshield Plus

Singlife

Long-Term Care
Promo
Up to 35% lifetime premium discount. TnCs apply. Promotion ends 30 September 2026.

Category

Health Insurance

Coverage

Disability

Coverage Term

Whole Life

Overview

Provides supplementary lifetime coverage for severe disability upon the inability to perform at least 2 Activities of Daily Living, capped at a maximum monthly benefit of S$5,000

Key Features

  • Additional payouts for severe disability from S$200 to S$5,000 more on top of basic severe disability payouts from the government
  • Choose fixed or increasing payouts, and your preferred premium payment period up to the policy anniversary after you turn 98, or for a limited time
  • Pay your premiums with your MediSave up to S$600, per calendar year, per life assured

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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Similar Plans

Care Secure Pro

Income Insurance

Long-Term Care
Promo

Covers:

Disability

  • Payout starts from inability to perform 1 ADL.
  • Highest pay-out currently available in market for individuals who are unable to perform 1 ADL before the age of 75.
  • Dependant benefit includes child(ren), spouse, parents, and parents-in-law.
  • Additional pay-outs between $200 to $5,000 on top of CareShield Life pay-outs.