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Care Secure Pro

Income Insurance

Long-Term Care
Promo
25% perpetual premium discount. Promotion ends 8 Sep 2026.

Category

Health Insurance

Coverage

Disability

Coverage Term

Whole Life

Overview

Provides comprehensive lifetime coverage for mild to severe disability (starting from the inability to perform 1 Activity of Daily Living) alongside support, dependant, and caregiver benefits, capped at a maximum monthly disability benefit of SGD5,000.

Key Features

  • Payout starts from inability to perform 1 ADL.
  • Highest pay-out currently available in market for individuals who are unable to perform 1 ADL before the age of 75.
  • Dependant benefit includes child(ren), spouse, parents, and parents-in-law.
  • Additional pay-outs between $200 to $5,000 on top of CareShield Life pay-outs.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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Similar Plans

Singlife Careshield Plus

Singlife

Long-Term Care
Promo

Covers:

Disability

  • Additional payouts for severe disability from S$200 to S$5,000 more on top of basic severe disability payouts from the government
  • Choose fixed or increasing payouts, and your preferred premium payment period up to the policy anniversary after you turn 98, or for a limited time
  • Pay your premiums with your MediSave up to S$600, per calendar year, per life assured