Maternity 360
Income Insurance
Category
Health Insurance
Coverage
Death, Hospitalisation, Medical
Coverage Term
discrete term 3
Overview
Maternity 360 is a single premium 3 year term insurance plan that provides comprehensive coverage for the mother and baby. It covers hospital care, pregnancy complications, congenital illnesses, and outpatient phototherapy benefit.
Key Features
- Covers the mother against 10 pregnancy complications and the child against 23 congenital illnesses
- Provides hospital care benefits for both mother and child.
- Includes outpatient phototherapy benefit for newborns requiring treatment for severe neonatal jaundice.
- Option to take up a new Income policy based on a simplified health declaration after the child's birth.
Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.
(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.
