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ReadyMummy

Manulife

Maternity

Category

Health Insurance

Coverage

Death, Hospitalisation, Medical

Coverage Term

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Overview

ReadyMummy is a 3-year maternity plan that provides protection for the expecting mother from as early as 13 weeks into the pregnancy and the child from birth, to policy year 3. This plan is also the first of its kind to cover psychotherapy treatment to provide mental wellness support for the mother.

Key Features

  • Covers the mother against 14 pregnancy complications, including miscarriage due to accident
  • Covers the child against 24 congenital illnesses
  • Covers up to 2 children from a single pregnancy
  • Daily hospital care benefit: Offers the mother and child daily cash benefit for each day of hospital stay (up to 30 days)
  • Option to buy any eligible plan(s) with optional critical illness riders offered by Manulife within 90 days from the birth of the child with no health questions asked
  • Mental wellness benefit: Covers mother for psychotherapy treatment

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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