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AIA Platinum Indexed Legacy (III)

AIA

Category

Universal Life

Coverage

Death, Terminal Illness

Coverage Term

Whole Life

Overview

AIA Platinum Indexed Legacy (III) is a USD-denominated Indexed Universal Life plan. This plan provides Death and Terminal Illness coverage, while offering wealth accumulation through a combination of: (i) A Fixed Account (FA), which credits interest at a certain crediting rate (subject to a minimum crediting rate); and (ii) An Index Account (IA), which provides upside potential linked to selected indexes while protecting against market downturns through a guaranteed floor rate of 0% p.a.

Key Features

  • Unlimited change of insurance (for individual life / corporate entities)
  • Choice of 4 indexes: S&P 500 (Cap), S&P 500 (Participation), S&P 500 Futures 12% Intraday Edge, MSCI BofA US Dualcast Index
  • Free partial withdrawal of up to 8% of Account Value
  • Death benefit bequest option (choice of 2-10 years)
  • Scheduled Premium Transfer

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Universal Life Plan

Universal life plans are a type of life insurance that provide lifelong coverage while building cash value over time, with flexibility to adjust premiums and coverage within certain limits. There are various types of universal life plans, and they can be structured either mainly for protection needs or to generate potential income and wealth accumulation.

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