At the Company’s option, at any time prior to the applicable Par Call Date (as set forth below) (or, in the case of the 2028 Notes, at any time prior to maturity), in whole or in part at any time or from time to time, at a redemption price (expressed as a percentage of principal amount and rounded to three decimal places) equal to the greater of:

(1) (a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date(assuming that such fixed rate notes matured on their applicable Par Call Date (or, in the case of the2028 Notes, the maturity date of the 2028 Notes)) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the applicable Treasury Rate (as defined under“Description of the Notes—Optional Redemption” in the prospectus supplement to which this pricing term sheet relates) plus 5 basis points with respect to the 2028 Notes, plus 10 basis points with respect to the 2029 Notes, plus 10 basis points with respect to the 2031 Notes, plus 15 basis points with respect to the 2033 Notes, plus 15 basis points with respect to the 2036 Notes, plus 20 basis points with respect to the 2046 Notes, plus 20 basis points with respect to the 2056 Notes and plus 20 basis points with respect to the 2066 Notes less (b) interest accrued to the date of redemption, and

(2) 100% of the principal amount of the fixed rate notes to be redeemed,

plus, in either case, accrued and unpaid interest, if any,to, but not including, the redemption date.

Par Call Date: 2031 Notes: July 15, 2031 (the date that is one month prior to the maturity date of the 2031 Notes)