Build Your Portfolio With Our Core & Balanced Funds — And Earn Cashback

Choosing what to invest in can be difficult when there are thousands of funds available.

That is why each year, the iFAST Research Team reviews funds across different markets, asset classes and investment styles to identify strategies for the FSM Global Recommended Funds List.

For a limited time, we are making it a little more rewarding to invest in five of these funds.

Five funds. Five different ways to build your portfolio.

1.      Fidelity Asia Pacific Dividend A-USD (Core Equity – Asia Ex Japan)

*1-Year Return: 25% (as of 30th September 2026)

Available Payment Method: Cash

A recommended way to invest in Asia

Asia offers plenty of long-term growth opportunities, but investors do not necessarily have to chase the fastest-growing companies to participate.

The Fidelity Asia Pacific Dividend Fund focuses on companies capable of producing sustainable cash flows and dividends with the manager generally favouring established businesses with durable competitive advantages and healthy balance sheets.

2.      M&G (Lux) European Strategic Value A Acc USD (Core Equity – Europe)

*1-Year Return: 16% (as of 30th September 2026)

Available Payment Method: Cash

Finding opportunities among overlooked European companies

The M&G European Strategic Value Fund takes a value-oriented approach, seeking European companies whose share prices may not fully reflect their underlying fundamentals and long-term potential.

The fund invests across sectors including financials, industrials, healthcare and consumer companies.

3. Allianz Best Styles Global Equity Cl AT Acc USD (Core Equity – Global)

*1-Year Return: 14% (as of 30th September 2026)

Available Payment Method: Cash, SRS

Get the right approach for the market cycle

Different investing styles work best at different times in the market cycle. Growth may outperform during one period, while value quality can do better in the next.

Let the fund manager behind the Allianz Best Styles Global Equity fund balance and manage this for you while you focus on staying invested and riding out the market volatility. Time in the market often beats timing the market.

4. JPMorgan Funds - Emerging Markets Dividend A (mth) USD (Core Equity – Global Emerging Markets)

*1-Year Return: 35% (as of 30th September 2026)

Available Payment Method: Cash, SRS

Diversify into opportunities in emerging-markets

Emerging markets can offer attractive long-term growth potential, but they can also be volatile. This fund helps to tap into the opportunity via dividend-paying companies with strong fundamentals and growth potential.

The fund also distributes income monthly, great for investors looking for a steady payout stream.

5. PineBridge Acorns of Asia Balanced Fund SGD (Balanced – Asia)

*1-Year Return: 19% (as of 30th September 2026)

Available Payment Method: Cash, SRS, CPFIS-OA, CPFIS-SA

Get a mix of Asian Stocks and Bonds

This fund combines Asian equities with fixed income, aiming to provide both long-term capital appreciation and stable income.

Its strategy has traditionally targeted approximately 60% in Asia ex-Japan small- and mid-cap equities and 40% in SGD bonds, combining the growth potential of Asian companies with a fixed-income allocation intended to provide portfolio stability.

* Past performance is not necessarily indicative of future performance.

Promotion

From 6 to 30 October 2026, enjoy S$10 cashback for every S$10,000 invested in any of these key funds! Whether you want Asia, Europe, global equities, monthly income or a balanced strategy, there’s a fund for you!

Subscription Amount	Cashback Amount*
S$0 - S$9,999	S$0 FSM Global Cash Account Credits
S$10,000 - S$19,999	S$10 FSM Global Cash Account Credits
S$20,000 – S$29,999	S$20 FSM Global Cash Account Credits
S$30,000 – S$39,999	S$30 FSM Global Cash Account Credits
S$40,000 – S$49,999	S$40 FSM Global Cash Account Credits
S$100,000	S$100 FSM Global Cash Account Credits

Investments may be made into any combination of the eligible funds, and a maximum of S$100 cashback will be awarded. Investments are calculated on a nett basis (total buy less total sell or transfer-out during the promotional period). Terms & Conditions Apply.

Terms and Conditions

1.      The Unit Trust Cashback Promotion (the “Promotion”) is valid from 6 October 2026 to 30 October 2026 (the “Promotional Period”), inclusive of both dates.

2.      To be eligible, orders must be placed before 3.00pm on 30 October 2026.

3.      Switch Buy, CPFIS-OA, CPFIS-SA and SRS transactions are not eligible for this Promotion.

4.      Only payments made by Cash in a Buy or RSP transaction are eligible for this Promotion.

5.      Switching from other funds and transfer-ins will not be eligible. Transfer-ins that are not eligible include those from the companies using the iFAST platform (including iFAST Global Markets) to FSM Global.

6.      Each FSM Global account holder will be eligible for S$10 worth of cashback (the “Reward”), credited into his/her FSM Global Cash Account, for every S$10,000 invested (or equivalent in the fund’s respective currency).

7.      Each FSM Global account holder will be eligible for up to S$100 cashback per account.

8.      Promotional cashback will be calculated and given on a net cash transaction basis (total cash subscription less total cash redemption) at the end of the Promotional Period. Investors need to hold, without selling his/her investment till the end of Promotional Period, to be eligible for the Promotion.

9.      Eligible investors will receive the cashback between 6-8 weeks after the Promotional Period.

10. The FSM Global Account must be an Active and Confirmed account to be eligible to receive the Reward.

11. If the Reward cannot be successfully credited to the eligible participant’s account within the crediting dates (including, but not limited to, inactive, suspended, or restricted accounts, or incorrect account details), FSM Global may, at its sole discretion, issue a notification email granting a specified deadline to update or reactivate the account. If the participant fails to fulfill the necessary account requirements by the deadline stated in the email and/or no response is received within the aforementioned deadline, the reward shall be automatically forfeited.

12. Each FSM account holder will be eligible to receive the Reward one time only in the course of this Promotion.

13. This Promotion is valid on a single account basis only; two or more FSM Global accounts cannot be combined to be eligible for this Promotion.

14. By participating in this Promotion, the participants agree that they have read, understood and agree to be bound by all Terms and Conditions stated herein. FSM Global reserves the right to amend the Terms and Conditions without prior notification.

15. FSM Global reserves the right to claw back any rebates credited if:

·         transactions are found to involve artificial manipulation intended to qualify for the Promotion; or

·         the client’s account is found to have been used in a manner inconsistent with the intent of the Promotion

16. FSM Global reserves the right to amend the Terms and Conditions without prior notification.

17. The decision of FSM Global on all matters relating to the Promotion is final and any appeal will not be entertained by FSM Global.

Disclaimer(s):

Investment products involve risk, including the possible loss of the principal amount invested. Past performance is not indicative of future performance and yields may not be guaranteed.

All materials and contents found in this advertisement are strictly for information purposes only and should not be considered as an offer or solicitation to deal in any investment products. You should consider carefully if the investment products you are purchasing are suitable for your investment objective, experience, risk tolerance and other personal circumstances. If you are uncertain about the suitability of the investment product, please seek advice from a financial adviser, before making a decision to purchase the investment products. Please read our full disclaimer [JS1] on the website.

While iFAST Financial Pte Ltd and/or any of its third-party providers has/have tried to provide accurate and timely information, there may be inadvertent omissions, inaccuracies, and typographical errors. Opinions expressed herein are subjected to change without notice.

This advertisement has not been reviewed by the Monetary Authority of Singapore.