Idea of the Week: List of US Tech Corp Bonds — Earn Up to 6% Yields, Invest with Just USD 2,000!

Global Fixed Income
Global Fixed Income05 Dec 2025 2619 Views
Idea of the Week: List of US Tech Corp Bonds — Earn Up to 6% Yields, Invest with Just USD 2,000!

In recent years, artificial intelligence (AI) has fueled a global investment boom, with investors optimistic about the prospects of America’s leading technology giants. Yet, as capital expenditures and R&D spending continue to rise, many of these firms have turned to bond issuance to finance growth. This has raised questions about whether such massive investments can be translated into tangible returns and whether their debt levels might expand excessively.

In reality, most major tech companies—including Microsoft, Google, Amazon, Meta, and Apple—maintain strong profitability, resilient cash flows, and substantial cash reserves. Even with large-scale bond offerings in recent months (such as Google’s ~$24 billion, Amazon’s ~$15 billion, and Meta’s ~$30 billion), their net gearing ratios remain below 10%, making repayment risks relatively manageable.

We have compiled two tables below that cover a selection of long-term bonds (over 15 years) and shorter-term bonds (under 10 years) issued by leading U.S. tech firms such as Microsoft, Apple, Google, Amazon, Meta, Intel, Oracle, and CoreWeave. Most of these bonds are investment-grade, with one high-yield option included, offering diversified choices for investors with varying risk appetites.

It is worth noting that, unlike Asian USD bonds, which typically require a minimum investment of USD 200,000, most U.S. corporate bonds are issued in smaller denominations (Accredited investors (AI) can participate with as little as USD 2,000).


Table 1: US Tech Corp Bonds on FSMOne (Longer Tenor >15 Years)

Bond

Company

Tenor (years)

Yield to Maturity

Bond Credit Rating (S&P/ Fitch)

META 5.500% 15Nov2045 Corp (USD) 

Meta

20.0

5.5%

AA-/ NR

GOOGL 2.050% 15Aug2050 Corp (USD)

Google

24.7

5.2%

AA+/ NR

MSFT 4.875% 15Dec2043 Corp (USD)

Microsoft

18.1

4.9%

AAA/ NR

AAPL 3.450% 09Feb2045 Corp (USD)

Apple

19.2

5.2%

AA+/ NR

AMZN 2.700% 03Jun2060 Corp (USD)

Amazon

34.5

5.4%

NR/ AA-

INTC 4.900% 29Jul2045 Corp (USD)

Intel

19.7

5.9%

BBB/ BBB

ORCL 5.550% 06Feb2053 Corp (USD)

Oracle

27.2

6.5%

BBB/ BBB

Source: FSMOne

Data as of 4 December 2025


Table 2: US Tech Corp Bonds on FSMOne (Shorter Tenor <10 Years)

Bond

Company

Tenor (years)

Yield to Maturity

Bond Credit Rating (S&P/ Fitch)

GOOGL 4.500% 15May2035 Corp (USD) 

Google

9.5

4.4%

AA+/ NR

META 3.850% 15Aug2032 Corp (USD)

Meta

6.7

4.3%

AA-/ NR

MSFT 4.200% 03Nov2035 Corp (USD)

Microsoft

9.9

4.1%

AAA/ NR

AAPL 3.350% 08Aug2032 Corp (USD)

Apple

6.7

4.0%

AA+/ NR

INTC 5.200% 10Feb2033 Corp (USD)

Intel

7.2

4.7%

BBB/ BBB

DELL 8.100% 15Jul2036 Corp (USD)

Dell

10.6

5.3%

NR/ BBB+

ORCL 5.200% 26Sep2035 Corp (USD)

Oracle

9.8

5.4%

BBB/ BBB

CRWV 9.250% 01Jun2030 Corp (USD)

CoreWeave

4.5

11.3%

B+/ BB-

Source: FSMOne

Data as of 4 December 2025


RISK DISCLOSURE STATEMENTS FOR BONDS

Key risks of investing in bond 

  • Credit risk - bonds are subject to the risk of the issuer defaulting on its obligations. It should also be noted that credit ratings assigned by credit rating agencies do not guarantee the creditworthiness of the issuer; and
  • Liquidity risk - some bonds may not have active secondary markets and it would be difficult or impossible for investors to sell the bond before its maturity; and
  • Interest rate risk - bonds are more susceptible to fluctuations in interest rates and generally prices of bonds will fall when interest rates rise; and
  • Exchange rate risk - If the bond is denominated in a foreign currency, you face an exchange rate risk. Any fall in the foreign currency will reduce the amount you receive when you convert a payment of interest or principal back into your local currency; and
  • Event risk - A corporate event such as a merger or takeover may lower the credit rating of the bond issuer. In case the corporate restructurings are financed by the issuance of a large amount of new debt-burden, the company's ability to pay off existing bonds will be weakened.

Key risks of investing in high-yield bonds 

  • Higher credit risk - since they are typically rated below investment grade or are unrated and as such are often subject to a higher risk of issuer default; and
  • Vulnerability to economic cycles - during economic downturns such bonds typically fall more in value than investment grade bonds as (i) investors become more risk averse and (ii) default risk rises.

Bonds with special features  

Some bonds may contain special features and risks that warrant special attention. These include bonds:
  • That are perpetual in nature and interest pay-out depends on the viability of the issuer in the very long term;
  • That have subordinated ranking and in case of liquidation of the issuer, investors can only get back the principal after other senior creditors are paid;
  • That are callable and investors face reinvestment risk when the issuer exercises its right to redeem the bond before it matures;
  • That have variable and/or deferral of interest payment terms and investors would face uncertainty over the amount and time of the interest payments to be received;
  • That have extendable maturity dates and investors would not have a definite schedule of principal repayment;
  • That are convertible or exchangeable in nature and investors are subject to both equity and bond investment risk; and/or
  • That have contingent write down or loss absorption feature and the bond may be written-off fully or partially or converted to common stock on the occurrence of a trigger event.

Declaration: For specific disclosure, at the time of publication of this report, IFPL (via its connected and associated entities) holds positions in GOOGL 4.500% 15May2035 Corp (USD). The analyst who produced this report hold NIL positions in the abovementioned securities.

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