PIMCO Balanced Income and Growth: The Best of Both Worlds for Investors

The PIMCO Balanced Income and Growth Fund is ideal for investors seeking a combination of steady income and long-term capital appreciation. This fund is designed to cater to a wide range of investors, whether you are planning for retirement, building a diversified portfolio, or looking for consistent cash flow. Below, we explore three key aspects of the fund to help you make an informed investment decision.

1. Fund Strategy and Objective

The fund employs a balanced investment strategy, allocating 40% to fixed-income securities and 60% to equities. This strategic mix aims to provide investors with both reliable income and growth potential. Managed by PIMCO's seasoned investment team, the portfolio is carefully constructed to generate consistent cash flow through dividends and interest payments, while also capitalizing on growth opportunities in the equity markets. The fund primarily invests in high-quality bonds, dividend-paying stocks, and other income-generating assets.

2. Performance & Dividend Yield

As of March 10, 2025, the fund has demonstrated strong performance across its various SGD-denominated share classes since its inception on November 30, 2023:

Fund Class	Year to Date Return*	6 Months Return*	1 Year Return*	Dividend Yield
Accumulation Class (Acc)	1.38	3.16	8.68	N/A
Income Class (Inc)	1.37	3.24	8.08	3.97%.
Income II Class (Inc II)	1.30	3.22	7.22	7.08%.

* The return figures in the table above are calculated using bid-to-bid prices, with any income or dividends reinvested.

The Accumulation Class reinvests earnings instead of paying dividends, focusing on long-term capital growth.  The Income Class pays dividends derived from coupons from bonds and dividends from stocks to give a good yield. The Income II Class offers a higher yield by supplementing dividends from bonds and stocks with capital distributions, making it more suitable for investors prioritising regular income over long-term growth.

Wish to know which share class is more suitable for you? Find out more under “Choosing the Right Share Class “ below.

3. Assets Under Management (AUM)

As of February 28, 2025, the fund boasts USD 2.0 billion in assets under management (AUM), reflecting strong investor confidence and the fund's stability. A substantial AUM not only underscores the fund's popularity but also ensures liquidity and efficient portfolio management, allowing the fund to access a wide range of investment opportunities.

Choosing the Right Share Class

The PIMCO Balanced Income and Growth Fund offers multiple share classes to cater to different investment goals and preferences:

• Accumulation (Acc) Shares: Perfect for investors focused on long-term capital growth, these shares reinvest earnings to maximize growth potential over time.
• Income (Inc) Shares: Designed for those seeking a balance between income and growth, this class provides monthly payouts derived from dividends and bond income, along with moderate capital appreciation.
• Income II (Inc II) Shares: Ideal for investors who prioritize higher regular income, this class offers an attractive yield and aims for Net Asset Value (NAV) stability over the long term.

Final Thoughts

The PIMCO Balanced Income and Growth Fund is a compelling choice for investors looking to achieve both income generation and capital appreciation. Whether you are planning for retirement, building a diversified portfolio, or seeking steady cash flow, this fund offers a range of share classes to align with your financial goals.

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