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Prestige Healthcare

MSIG

Medical

Category

Health Insurance

Coverage

Hospitalisation, Medical

Coverage Term

N.A.

Overview

MSIG’s Prestige Healthcare is tailored for individuals and families living in Singapore and seeking comprehensive hospitalisation coverage in Singapore. It offers three plan options — Platinum, Deluxe and Elite — with different levels of medical benefits to suit varying healthcare needs.

Key Features

  • Up to S$1million annual limits for hospital and related services.
  • Increased medical coverage when hospitalised overseas for eligible emergency treatments
  • Selected plans offer additional benefits such as outpatient, maternity and alternative treatment coverage.

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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