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Cigna International Health Plan

Cigna

International Health

Category

Health Insurance

Coverage

Hospitalisation, Medical

Coverage Term

Yearly Renewable

Overview

Cigna International Health Plans are global private medical insurance solutions designed for individuals, families, expatriates, globally mobile professionals, and high-net-worth clients who require healthcare coverage across multiple countries. This plan provides comprehensive inpatient coverage, including hospitalisation, surgery, cancer treatment, organ transplants, dialysis, rehabilitation and hospice care. There are three levels of cover: Silver, Gold and Platinum; with the option to purchase in USD, GBP, or EUR.

Key Features

  • Unlimited annual benefit on the Platinum Plan.
  • Mental and behavioural health care benefits included.
  • Treatment for Obesity (Gold and Platinum plan only).
  • Cancer Preventive surgery and extensive cancer care benefit.
  • Flexible deductible and cost-sharing options to suit different budgets.
  • Global private healthcare coverage, with worldwide options including or excluding the USA.
  • No upper limit to entry age

Earn up to 45% commission rebates*

*For eligible insurance plans only

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Understanding Health Insurance Plan

Health insurance helps pay for health care costs in the event of an injury, illness or disability. In general, such plans will fall into two categories: (1) Hospital, and (2) Long-term care.

(1) Hospital plans: Hospital insurance should be prioritised as the foundation of your insurance needs. While all Singaporeans and Permanent Residents are covered under MediShield Life, such plans do not provide as-charged coverage and only offers coverage for Class B2 or C wards in public hospitals.
(2) Long-term care: Payouts from CareShield Life will commence when you are unable to perform 3 out of 6 activities of daily living (ADL). Supplement CareShield Life to receive higher monthly pay-outs if you are disabled and unable to perform 1 or 2 ADLs as specified in your policy.

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